EP 7
The State of the Mortgage Lending Industry
Coby Hakalir
Mar 7, 2025
Director of Mortgage Banking and Technology, T3 Sixty
In this episode of The Loan Officer Playbook Podcast, we sit down with Coby Hakalir, Director of Mortgage Banking and Technology at T3 Sixty. Coby shares his perspective on how innovation, technology, and leadership are shaping the future of mortgage banking. With deep experience in operations and growth strategy, he offers a behind-the-scenes look at what it takes to stay ahead in today’s competitive lending landscape.
Key Takeaways
Innovation Isn’t Optional
To remain competitive, lenders must adopt forward-thinking strategies and embrace new technologies—from AI to automation—that improve both client experience and internal efficiency.Data-Driven Decision Making
Coby emphasizes the importance of operational analytics and KPIs to guide business decisions and refine processes across origination, marketing, and client retention.Tech Should Empower, Not Replace
While tech tools streamline workflows, Coby stresses that they should support—not replace—the human relationships that drive trust and long-term business.The Role of Leadership in Transformation
Change doesn’t happen without strong leadership. Coby explains how leaders must not only set vision but also foster a culture of adaptability and continuous improvement.Mortgage is a Service Business First
Despite advancements in tech, success still comes down to service. Coby reminds us that every transaction is a human one, and delivering value consistently is what builds lasting relationships.
For more insights from Coby Hakalir, listen to the full episode on The Loan Officer Playbook Podcast!
Watch the Episode Here
Links from the Show
Coby's Information:
Website: T360
LinkedIn: Coby Hakalir
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