AI mortgage lending solution for lenders

Stay ahead in the competitive lending market. Join top lenders using AI to streamline their loan origination process and increase profits.

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Trusted by efficient lenders and banks

❝ It's at least 10 times faster. It really enhances what an LO can do... turning your originators into superheroes.

❝ It's at least 10 times faster. It really enhances what an LO can do... turning your originators into superheroes.

-Lance Stukaloff, CEO, Sphinx Capital

-Lance Stukaloff, CEO, Sphinx Capital

Don't take our word for it, here's what our customers say

Efficient

Custom AI model trained specifically for the mortgage industry

Benefits

Compare different mortgage lending guidelines (including non-QM guidelines)

Addy AI helps you stay compliant and make informed decisions. With our AI Mortgage Lending Assistant, you can easily compare mortgage lending guidelines from Fannie Mae, Freddie Mac, and all other lenders. This feature allows you to instantly access and analyze the lending criteria from different mortgage lenders, helping you find the best loan options for your clients.

Get instant loan summaries with Generative AI designed for the mortgage industry

Our AI-powered mortgage lending assistant automatically analyzes bank statements, emails, documents, and any communication between borrowers and brokers. This is used to provide loan officers with instant comprehensive summaries. For example, if a bank statement contains large transactions that require closer review, the AI identifies and highlights these items, making it easier for the loan officer to find.

Follow up with borrowers and brokers on time using Generative AI

Stay on top of your mortgage lending process with automated follow-ups for missing documents. Our AI-powered system helps loan officers efficiently manage communications with both borrowers and mortgage brokers. Using generative AI, the system automatically identifies missing documents and initiates follow-ups via phone calls or emails—just like a human.

Integrate AI into your mortgage lending tech stack

Enhance your mortgage lending process by integrating AI mortgage solutions directly with tech stack like your CRM or Loan Origination System (LOS). Loan officers can seamlessly access key mortgage data, streamline document processing, and accelerate the loan approval process, keeping your mortgage lending process running smoothly, all while improving the overall customer experien

Stay ahead of the competition with advanced AI mortgage technology

Empower your loan officers with fast, easy access to mortgage guidelines using Generative AI

Give your loan officers quick, accurate access to the latest mortgage lending guidelines with our AI-powered search features. They can easily find and compare guidelines from mortgage lenders like Fannie Mae and others, streamlining the application process and simplifying navigation through underwriting systems. By using generative AI, loan officers can instantly access the most relevant information, saving time and reducing manual work.

This integration ensures that your team is always working with the most current guidelines, improving decision-making and compliance. In today’s competitive mortgage market, this efficiency allows loan officers to focus on what matters most—serving clients and closing deals faster.

Close loans faster using state-of-the-art AI Mortgage technology

AI can help you close loans faster by simplifying the mortgage process. It automatically creates a list of what's needed for each loan and checks for any missing information. Using artificial intelligence, it can even reach out to borrowers—by phone or voice—to request missing documents, saving loan officers time and reducing delays.

This proactive approach speeds up the mortgage process, making it easier for your team to keep things moving quickly. With AI mortgage technology, you can close loans faster, improve efficiency, and provide a smoother experience for both borrowers and loan officers in today’s competitive mortgage industry.

Build stronger relationships and increase revenue with timely follow-ups

Maintaining relationships with clients is crucial, and our AI-powered solution makes it easier than ever. The AI agent tracks clients’ social media for life events like a new baby or recent move. When this happens, our AI mortgage technology alerts your loan officers and drafts a personalized congratulatory message, allowing them to stay connected with clients and strengthen relationships.

This powerful tool often leads to refinance conversations, annual mortgage reviews, creating opportunities for your team to offer valuable services at the right time. By helping your loan officers stay top of mind, this feature boosts client loyalty, referrals, and repeat business—key to growing in today’s competitive mortgage market.

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Make your loan officers more productive

Addy AI provides loan officers with modern AI technology, helping you stay ahead in the competitive lending market.

Efficient

Automate mortgage document processing with AI

Automate mortgage document processing with AI

Reduce manual work for loan officers

Automate data capture to speed up the loan origination process from weeks to days.

Bank Statement.pdf

W2.pdf

1099.pdf

Verify the annual income of this borrower?

Find relevant information from large documents instantly

Find relevant information from documents instantly

Simply chat with mortgage documents in natural language and find the data you need.

The appraised value is $3,000,000

The appraised value is $3,000,000

Train a specialized AI to handle document processing

Train a specialized AI to process your docs

Train powerful AI models that use state of the art computer vision to process documents.

✍️ Low touch

✍️ Low touch

AI mortgage lending chatbot

Receive instant, accurate answers about mortgage lending guidelines. Add your chatbot to Microsoft Teams or Slack.

Receive instant, accurate answers about mortgage lending guidelines. Add your chatbot to Microsoft Teams or Slack.

Mortgage Lending AI

95% for 1-unit primary residence on purchase or no cash-out refinance
🔗 Source (Freddie Mac)

Mortgage Lending AI

95% for 1-unit primary residence on purchase or no cash-out refinance
🔗 Source (Freddie Mac)

Loan Officer

Loan Officer

What is the max LTV for a single unit principal residence for Fannie Mae?

What is the max LTV for a single unit principal residence for Fannie Mae?

Loan Officer

How about Freddie Mac for a 1-unit primary residence?

Loan Officer

How about Freddie Mac for a 1-unit primary residence?

Mortgage Lending AI

Hi!
The maximum LTV is 97%

🔗 Source (Fannie Mae)

Mortgage Lending AI

Hi!
The maximum LTV is 97%

🔗 Source (Fannie Mae)

The AI chatbot can be trained with Fannie Mae, Freddie Mac,

or other mortgage lender guidelines including non-QM lenders.

The AI chatbot can be trained with Fannie Mae, Freddie Mac, or other mortgage lender guidelines including non-QM lenders.

Reduce context-switching by integrating your CRM, Loan Origination System, email, and more with Addy AI for a seamless workflow.

Reduce context-switching by integrating your CRM, Loan Origination System, email, and more with Addy AI for a seamless workflow.

Integrate with your tech stack

Seamless

How Generative AI is transforming the mortgage lending industry

How Generative AI is transforming the mortgage lending industry

Personalized Mortgage Solutions

AI also enables lenders to offer personalized mortgage solutions. Through machine learning algorithms, AI can analyze a borrower’s financial profile and suggest loan products that best fit their needs. This tailored approach leads to better customer experiences, as borrowers receive recommendations that align with their unique financial situations.

Automated Mortgage Regulatory Compliance

Artificial Intelligence plays a critical role in helping lenders stay compliant by automating risk assessments and ensuring that all policies are met. Our AI Mortgage Lending Assistant integrates compliance checks, allowing you to confirm that loan applications align with regulatory requirements.

Making Loan Processing More Efficient and Accurate

Generative AI has the potential to significantly improve loan processing efficiency. By analyzing unstructured data, such as customer feedback, emails, and loan documents, GenAI can help streamline the underwriting process and identify key details that may impact a borrower’s eligibility.

Generative AI as a Chatbot on Lender Websites

One of the most visible applications of GenAI in mortgage lending is through AI-driven chatbots on lender websites. These chatbots can engage with borrowers and answer questions about different loan products. By using natural language processing (NLP), GenAI-powered chatbots can understand complex borrower queries and offer personalized responses.

AI in Lending

Loan

Processing

Loan

Processing

Fast

Faster loan close time

Faster loan close time

80%

Saved a year per loan officer

Saved a year per loan officer

2,699

hours

Frequently Asked Questions

Answers

Can the AI integrate with my loan origination software?

What are the concerns with using AI in mortgage lending?

How does AI help with regulatory compliance in mortgage lending?

What about data security?

Will AI mortgage lending solutions replace loan officers?

What is the difference between AI and automation in the mortgage industry?

Can the AI integrate with my loan origination software?

What are the concerns with using AI in mortgage lending?

How does AI help with regulatory compliance in mortgage lending?

What about data security?

Will AI mortgage lending solutions replace loan officers?

What is the difference between AI and automation in the mortgage industry?

Start increasing profits now

Talk with our experts and discover how we can help you close more loans.

Backed By

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Copyright © 2025 Addy AI, Inc.

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Copyright © 2025 Addy AI, Inc.

Addy AI

945 Market St, Suite 501

San Francisco, CA 94103

Copyright © 2025 Addy AI, Inc.