- Conventional Loans: Willamette Valley Bank offers conventional loans, which are traditional mortgages not insured or guaranteed by the government. These loans typically require a higher credit score and a down payment of at least 3%.

- FHA Loans: The company provides Federal Housing Administration (FHA) loans, which are insured by the government. These loans offer more flexibility in terms of credit requirements and down payment options, making homeownership more accessible to a wider range of individuals.

- VA Loans: If you are a current or former member of the military, you may be eligible for a VA loan. Willamette Valley Bank offers VA loans, which are guaranteed by the Department of Veterans Affairs. These loans often come with lower interest rates and require no down payment.

- USDA Loans: For individuals living in rural areas, the company offers USDA loans. These loans are backed by the U.S. Department of Agriculture and provide financing options for low- to moderate-income borrowers looking to purchase a home in eligible rural areas.

- Jumbo Loans: Willamette Valley Bank also provides jumbo loans for those seeking higher loan amounts that exceed the limits set by government-sponsored enterprises like Fannie Mae and Freddie Mac. These loans are commonly used for luxury homes or properties in high-cost areas.

- Construction Loans: If you're planning to build your dream home, the company offers construction loans. This type of loan allows you to finance the construction process, from purchasing the land to the completion of the home, with flexible payment terms and competitive rates.

- Renovation Loans: Whether you're remodeling your current home or purchasing a fixer-upper, Willamette Valley Bank offers renovation loans. These loans provide the funds needed to make renovations, improvements, or repairs, allowing you to customize and enhance your property.

Please note that eligibility criteria and specific loan terms may apply to each program. It is advisable to consult with a loan officer for more detailed information and personalized assistance in choosing the right loan program for your needs.