- Conventional Loans: Willamette Valley Bank offers conventional loans, which are mortgages that are not insured or guaranteed by the government. These loans typically require a down payment and have fixed or adjustable interest rates.

- FHA Loans: The company provides FHA loans, which are insured by the Federal Housing Administration. These loans are popular among first-time homebuyers and have flexible qualification criteria, lower down payment requirements, and competitive interest rates.

- VA Loans: Willamette Valley Bank offers VA loans, which are specifically available to eligible veterans, active-duty service members, and their surviving spouses. These loans provide benefits such as no down payment, competitive interest rates, and limited closing costs.

- USDA Loans: The company also provides USDA loans, backed by the U.S. Department of Agriculture. These loans are designed for borrowers purchasing homes in eligible rural areas and offer low to no down payment options, low-interest rates, and flexible credit requirements.

- Jumbo Loans: Willamette Valley Bank offers jumbo loans, which are designed for borrowers looking to finance higher-priced properties. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac and may require a larger down payment and stricter qualification criteria.

- Construction Loans: The company provides construction loans for individuals looking to build their dream home. These loans typically have a short-term period for construction and convert to a conventional mortgage once the home is completed.

- Renovation Loans: Willamette Valley Bank offers renovation loans to finance home improvements or renovations. These loans allow borrowers to combine the purchase or refinance of a home with the cost of renovations, making it convenient for those looking to upgrade their property.

- Reverse Mortgages: The company also offers reverse mortgages, a financial product available to homeowners aged 62 and older. This loan allows homeowners to tap into their home equity while retaining ownership and receiving funds as a lump sum or regular payments.

- Bridge Loans: Willamette Valley Bank provides bridge loans, which are short-term loans that help borrowers bridge the gap between buying a new home and selling their existing one. These loans can be useful in situations where timing is critical.

- Second Mortgages/Home Equity Lines of Credit (HELOC): The company offers second mortgages and HELOCs, providing homeowners with the opportunity to leverage their home equity for various needs, such as debt consolidation, home improvements, or educational expenses.

Please note that the availability of specific loan programs may vary based on eligibility, location, and other factors. It is recommended to contact Willamette Valley Bank directly for detailed information and assistance regarding their loan programs.