Willamette Valley Bank 1

NMLS#

1117336

About

Willamette Valley Bank 1

LET'S TALK HOME LOANS! I was born in North Idaho and had the pleasure of growing up in Coeur d’Alene about a mile from the office I work in. Now, I have the pleasure of raising my family in the area that helped raise me. North Idaho provides a balance between accessibility to both nature and commerce, sports and arts - a large city with a small-town caring community. I feel honored that my occupation allows me to provide the ability for others to experience it through homeownership. Since becoming a loan officer in 2014 after 10 years in hospitality, I have had the pleasure of helping thousands of people with their home financing needs. I believe that being honest, available, and communicating well are integral parts of the home loan process. We are committed to ensuring that you understand your available loan options and providing you the education and information you need to make the best decision for you (and your family) during your home purchasing process. Myself and the team at Willamette Valley Bank look forward to the opportunity to earn your trust and to be a part of your homeownership journey. With our vast array of available products and programs we are sure to find a home loan that fits your needs and situation.

Loan programs at

Willamette Valley Bank 1

- Conventional Loans: Willamette Valley Bank offers conventional loans. These are traditional mortgage loans that are not insured or guaranteed by the government.

- FHA Loans: The company provides FHA loans, which are insured by the Federal Housing Administration. These loans are popular among first-time homebuyers and have more flexible qualification requirements.

- VA Loans: Willamette Valley Bank offers VA loans, specifically designed for veterans, active-duty military personnel, and eligible surviving spouses. These loans are guaranteed by the Department of Veterans Affairs.

- USDA Loans: The company provides USDA loans, backed by the United States Department of Agriculture. These loans are targeted towards borrowers in rural and suburban areas who meet certain income and property eligibility criteria.

- Jumbo Loans: Willamette Valley Bank offers jumbo loans, which are non-conforming mortgages that exceed the loan limits set by Fannie Mae and Freddie Mac. These loans are suitable for financing higher-priced homes.

- Construction Loans: The company provides construction loans for individuals looking to build their own custom homes. These loans typically have different terms and disbursement procedures compared to regular mortgages.

- First-Time Homebuyer Programs: Willamette Valley Bank offers programs specifically tailored to help first-time homebuyers navigate the process of purchasing a home.

- Refinance Options: The company provides options for refinancing existing mortgages, allowing borrowers to potentially lower their interest rates, change loan terms, or access their home's equity.

- Home Equity Loans and Lines of Credit: Willamette Valley Bank offers home equity loans and lines of credit, allowing homeowners to borrow against the equity they have built in their homes.

- Investment Property Loans: The company provides loans for purchasing or refinancing investment properties, helping individuals grow their real estate portfolios.

Please note that this information is based solely on the given webpage content and should be verified with the official website of Willamette Valley Bank for complete and up-to-date details.