Whittney Curran

NMLS#

47254

About

Whittney Curran

Based in Idaho, the real estate lending company provides mortgage loans to individuals and families for purchasing or refinancing homes. They offer a range of loan options, including Conventional, FHA, and VA financing, catering to various credit scores and down payment requirements. The company focuses on serving communities in Boise, Nampa, Caldwell, Star, Eagle, and Middleton. With a reputation for excellence, they prioritize exceptional service and tailored financial solutions. The area manager, Whittney Curran, has over 20 years of experience and is skilled in assisting clients with their mortgage needs. The company has expertise in working with investors to build property portfolios. Alongside their dedication to helping customers achieve homeownership dreams, they provide online resources such as mortgage calculators and home equity insights. Testimonials from satisfied customers demonstrate their commitment to delivering a positive experience.

Loan programs at

Whittney Curran

- Conventional loan: Suitable for individuals with average to high credit score and little debt. Offers lower interest rates and eliminates the need for private mortgage insurance (PMI) with a 20% down payment. Down payment options as low as 3% are available.

- Down payment assistance (DPA) programs: Provides assistance in the form of loans or grants to help first-time homebuyers buy a home without saving a full down payment. DPA programs often forgive the assistance over time.

- FHA loan: Ideal for those on a tight budget, FHA loans have lower credit score requirements and down payment options starting at 3.5%. They are insured by the Federal Housing Administration and only issued by FHA-approved lenders.