Waterstone Mortgage Corporation offers a range of loan programs tailored to various needs. Here are some of the programs they provide:

1. First-time Homebuyer Loans: Specifically designed for individuals purchasing their first home, these loans offer guidance and support throughout the process.

2. Refinance Loans: Waterstone Mortgage provides options for homeowners looking to refinance their existing mortgages, helping them make informed decisions.

3. Adjustable Rate Mortgages (ARM): These loans come with an interest rate that adjusts periodically, offering flexibility in payments over time.

4. Fixed Rate Mortgages: With a fixed interest rate throughout the loan term, borrowers can budget their payments more effectively.

5. Jumbo Loans: Tailored for homebuyers requiring loan amounts exceeding conventional loan limits, these loans cater to higher-priced properties.

6. FHA Loans: Backed by the Federal Housing Administration, these loans offer favorable terms and are ideal for individuals with lower credit scores or limited funds for a down payment.

7. VA Loans: Aimed at veterans, active-duty military personnel, and surviving spouses, VA loans provide flexible financing options with little to no down payment requirements.

8. USDA Loans: Designed for those looking to purchase homes in eligible rural areas, USDA loans offer affordable financing and low down payment options.

9. Construction Loans: Waterstone Mortgage also assists with financing custom home construction projects, providing funding during each stage of the construction process.

10. Renovation Loans: Offering financing solutions for home improvements, these loans enable borrowers to purchase or refinance while incorporating renovation costs.

These loan programs cover a wide range of needs, providing borrowers with diverse options to suit their unique circumstances.