Wallick & Volk, Inc. 2

NMLS#

279496

About

Wallick & Volk, Inc. 2

Wallick & Volk, Inc. is a leading real estate lending company that has been serving clients since its establishment. With years of experience in the industry, our company has built a strong reputation for providing reliable and trustworthy lending services. We offer a wide range of loan options to meet the diverse needs of our clients, including residential mortgages, commercial loans, and refinancing solutions. Our team of experienced loan officers is dedicated to assisting customers through every step of the lending process, ensuring they make informed decisions based on their unique financial situations. At Wallick & Volk, Inc., we prioritize client satisfaction and strive to create long-lasting partnerships with our borrowers. Whether you are a first-time homebuyer or a seasoned investor, our company is here to provide personalized lending solutions tailored to your specific needs. Trust Wallick & Volk, Inc. for all your real estate lending needs.

Loan programs at

Wallick & Volk, Inc. 2

Our loan programs provide various options to suit your unique borrowing needs. Explore the following offerings:

1. Conventional Loans:

- Financing option for homebuyers with good credit and a stable income.

- Offers fixed or adjustable interest rates.

- Requires a down payment of at least 3% to 20%, depending on eligibility.

2. FHA Loans:

- Ideal for first-time homebuyers with lower credit scores or limited funds.

- Backed by the Federal Housing Administration (FHA).

- Allows a down payment as low as 3.5%.

3. VA Loans:

- Reserved for eligible veterans, active-duty service members, and surviving spouses.

- Provided by the Department of Veterans Affairs (VA).

- Offers competitive interest rates and flexible loan terms.

- Requires no or minimal down payment.

4. USDA Loans:

- A government-backed program to support borrowers in rural or suburban areas.

- Offered by the United States Department of Agriculture (USDA).

- Provides loans with low interest rates and zero down payment options.

5. Jumbo Loans:

- Designed for high-value properties that exceed the conforming loan limits.

- Available in fixed or adjustable rate options.

- Requires a higher credit score and larger down payment.

6. Reverse Mortgage:

- Tailored for homeowners aged 62 and older.

- Allows them to convert a portion of their home equity into cash.

- No monthly mortgage payments are required until the borrower leaves the home.

Please note that eligibility criteria and specific terms may apply to each loan program. Contact our team for more information and to determine the best loan program for you.