At VIP Mortgage Inc., we offer a range of loan programs tailored to meet your specific needs:

1. Purchase Loans: Whether you're a first-time homebuyer or looking to upgrade, our purchase loans help you finance your new property.

2. Refinance Loans: Take advantage of favorable interest rates and lower your monthly payments by refinancing your existing mortgage.

3. Specialized Loans: We provide specialized loan programs such as FHA and VA loans, designed to assist individuals who may not qualify for traditional financing options.

4. Jumbo Loans: If you require a loan amount that exceeds the conventional loan limits, our jumbo loan program can help you finance your high-priced property.

5. Fixed-Rate Mortgages: With a fixed-rate mortgage, your interest rate remains unchanged for the entire loan term, providing stability and predictable payments.

6. Adjustable-Rate Mortgages (ARM): An ARM offers an initial fixed-rate period followed by adjustable rates, allowing potential savings during low-rate periods.

7. Conventional Loans: Our conventional loan program is an excellent choice for borrowers with good credit, offering competitive interest rates and flexible terms.

8. USDA Loans: Ideal for rural homebuyers, the USDA loan program provides affordable financing options with low down payment requirements.

9. Renovation Loans: If you're planning to renovate or improve your current property, our renovation loan program helps finance these upgrades.

10. Investment Property Loans: For real estate investors, we offer financing options to support your investment goals and maximize your returns.

Remember, each loan program may have specific eligibility requirements and features. Contact us today to learn more about our loan programs and find the one that suits your needs.