Our loan programs cater to the diverse needs of our esteemed customers at Veterans United Home Loans. We offer the following options:

1. VA Loans: Designed exclusively for veterans, active-duty service members, and eligible surviving spouses, VA loans provide competitive interest rates and flexible terms. These loans are backed by the Department of Veterans Affairs and often require no down payment.

2. Conventional Loans: Offering a traditional approach to home financing, conventional loans are not insured or guaranteed by the government. They are available to borrowers with good credit and stable income, providing various options such as fixed-rate or adjustable-rate mortgages.

3. FHA Loans: Supported by the Federal Housing Administration, FHA loans are ideal for first-time homebuyers or individuals with lower credit scores. These loans require a smaller down payment and more lenient qualification criteria compared to conventional mortgages.

4. USDA Loans: Tailored for individuals buying homes in rural areas, USDA loans are backed by the U.S. Department of Agriculture. With zero down payment options and competitive interest rates, these loans offer affordable homeownership opportunities for those living outside of urban centers.

5. Jumbo Loans: Aimed at financing higher-priced properties, jumbo loans exceed the limits set by government-backed loan programs. They provide financing for luxury homes or properties located in high-cost areas.

6. Streamline Refinance: Available for existing VA and FHA loans, streamline refinancing allows borrowers to simplify the mortgage process and lower their monthly payments or interest rates without extensive documentation or underwriting.

7. Cash-Out Refinance: This program allows homeowners to access their home equity by refinancing their mortgage for a higher amount than what is currently owed. The difference between the new loan amount and the existing mortgage balance is received as cash at closing.

Please note that eligibility requirements and specific terms may apply to each loan program. It's essential to consult with our experienced loan officers to determine the best option for your unique financial situation.