NMLS#
1907
About
Veterans United Home Loans 1
Veterans United Home Loans is a real estate lending company dedicated to assisting veterans and active-duty military personnel in achieving their homeownership goals. With a strong emphasis on providing specialized services and support tailored to the unique needs of the military community, we aim to make the home loan process accessible, seamless, and affordable. Our team of experienced professionals is committed to assisting clients throughout the entire loan journey, from application to closing, ensuring transparency and efficiency at every step. We offer a range of loan options, including VA loans, to help veterans and military families obtain financing with favorable terms and benefits. As a trusted lender, we prioritize our clients' well-being and strive to make their dream of homeownership a reality.
Loan programs at
Veterans United Home Loans 1
- VA Home Loans: Veterans United Home Loans specializes in providing VA home loans to eligible veterans, active-duty military personnel, and surviving spouses. VA home loans are backed by the Department of Veterans Affairs, offering numerous benefits such as flexible credit requirements, no down payment options, and competitive interest rates. These loans can be used for purchasing or refinancing primary residences.
- Conventional Loans: Veterans United Home Loans also offers conventional loans, which are not insured or guaranteed by a government agency. With varying down payment options, terms, and interest rates, conventional loans provide flexibility for borrowers who may not qualify for VA loans or prefer a different financing option. These loans can be used for purchasing or refinancing primary residences, second homes, or investment properties.
- FHA Loans: The company provides FHA loans, which are insured by the Federal Housing Administration. FHA loans are popular among first-time homebuyers due to their more lenient credit requirements and low down payment options. Veterans United Home Loans assists borrowers in understanding if an FHA loan is the right choice for their unique financial circumstances.
- USDA Rural Development Loans: For borrowers looking to purchase a home in designated rural areas, Veterans United Home Loans offers USDA rural development loans. These loans are backed by the United States Department of Agriculture and provide financing options with zero down payment. Eligibility criteria include meeting income limits based on location and other requirements defined by USDA.
- Jumbo Loans: Veterans United Home Loans also caters to borrowers in need of larger loan amounts through jumbo loans. These loans exceed the conforming loan limits established by Fannie Mae and Freddie Mac. Jumbo loans may require higher credit scores, lower debt-to-income ratios, and larger down payments compared to other loan types.
- Refinance Options: In addition to home purchase loans, Veterans United Home Loans provides refinancing options for existing homeowners. Whether you are looking to lower your monthly payments, shorten your loan term, or tap into your home's equity, they offer different refinancing programs such as VA streamline refinancing, conventional refinancing, FHA Streamline refinancing, and USDA refinancing.
- Additional Loan Programs: Beyond the mentioned loan programs, Veterans United Home Loans may offer specialized loan options based on individual circumstances. However, specific details about these additional loan programs are not provided in the given information. It is recommended to contact Veterans United Home Loans directly for further inquiries regarding specific loan programs tailored to unique borrowing needs.
Languages spoken at
Veterans United Home Loans 1
Spanish
States
is licensed to work in
Alaska (AK1907, AK1907-2, AK1907-3, AK1907-5, AK1907), Alabama (4956), Arkansas (19965), Arizona (0932847, 1011517), California (4130940), Colorado (), Connecticut (14440), District of Columbia (MLB1907), Delaware (010363), Florida (MLD1113), Georgia (19747), Hawaii (HI-1907, MS104), Iowa (2004-0234, 2011-0017, 2011-0130, 2020-0112), Idaho (MBL-4214), Illinois (MB.6759607), Indiana (10987, 1907), Kansas (MC.0025296), Kentucky (MC72919), Louisiana (2000), Massachusetts (MC1907, MC1907, MC1907, MC1907, MC1907, MC1907, MC1907, MC1907), Maryland (1907), Maine (1907), Michigan (FR0021765, SR0025047), Minnesota (MN-MO-20467870, MN-MO-1907.2, MN-MO-1907.3, MN-MO-1907.5), Missouri (1907), Mississippi (1907), Montana (1907, 1907, 1907), North Carolina (L-124323), North Dakota (ML104433, MS104434), Nebraska (1926, NE1907, NE1907), New Hampshire (10659-MB), New Jersey (0636850), New Mexico (02184), Nevada (3102, 4464), New York (LMBC 110663, S100120), Ohio (RM.850055.000), Oklahoma (ML002618, ML002638, ML002639, ML012948, ML002618), Oregon (ML-3339, MS-36), Pennsylvania (21275, 67407), Rhode Island (20082322LL, 20163278LB, 20163290LS), South Carolina (MLS - 1907 OTN #1, MLS - 1907, MLS - 1907 OTN #2, MLS - 1907 OTN #3, MLS - 1907 OTN #5), South Dakota (1907.ML), Tennessee (109237 ), Texas (), Utah (8165775, 5708782, 8167722, 8167721, 11833581), Virginia (MC-3310, MC-3310), Vermont (0733 MB, 0993 MB, 6235, 6236, 6306, 1083 MB, 6328, 1092 MB, 1907-1, 7551, 1907-2, 1599 MB), Washington (CL-1907), Wisconsin (33834BR, 1907BA), West Virginia (MB-23113, ML-30673), Wyoming (069)