NMLS#
3035
About
VanDyk Mortgage Corporation
High tech mortgage loans. Our Seamless Processing System & top of the line Loan Origination Software allows for faster processing, underwriting, and closings for borrowers. The VanDyk Mortgage Mobile App enables borrowers to interact with their loan from application through close, securely upload documents, determine affordability, and track their loan progress. Trusted by over 120k borrowers nationwide, we have 30 years of experience and prioritize clear communication. We hold a 92.27 NPS Rating (Net Promoter Score) and an A+ rating from the Better Business Bureau. Get pre-qualified or contact our licensed loan originators. We offer policies and disclosures, licensing information, a COVID-19 notice, complaint resolution, and payment assistance. VanDyk Mortgage Corporation is an independent entity, not affiliated with any governmental agency. All information provided is for informational purposes only and subject to change without notice. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act Corp. NMLS# 3035.
Loan programs at
VanDyk Mortgage Corporation
- Conventional Loans: VanDyk Mortgage Corporation offers conventional loan programs, which are traditional mortgage loans that are not guaranteed or insured by the government. These loans typically require a higher credit score and down payment compared to other loan options.
- FHA Loans: The company provides FHA loan programs, backed by the Federal Housing Administration, suitable for borrowers with lower credit scores and smaller down payments. This program offers flexible qualification criteria and competitive interest rates.
- VA Loans: VanDyk Mortgage Corporation offers VA loan programs, designed for eligible veterans, active-duty service members, and surviving spouses. VA loans provide benefits such as no down payment requirement and potentially lower interest rates.
- USDA Loans: The company provides USDA loan programs, which are offered by the United States Department of Agriculture. These loans are aimed at homebuyers in rural areas and provide low-interest financing options with no down payment requirement.
- Jumbo Loans: VanDyk Mortgage Corporation offers jumbo loan programs, which are for borrowers seeking larger loan amounts that exceed the limits set by government-sponsored enterprises. Jumbo loans typically require a higher credit score and down payment.
- Fixed-Rate Mortgages: The company offers fixed-rate mortgage programs, where the interest rate remains consistent throughout the loan term. This provides stability to borrowers who prefer fixed monthly payments.
- Adjustable-Rate Mortgages (ARM): VanDyk Mortgage Corporation also provides adjustable-rate mortgage programs, which have an introductory fixed-rate period before transitioning to an adjustable interest rate. These loans offer flexibility but come with the potential for rate adjustments in the future.
- Renovation Loans: The company offers renovation loan programs, allowing borrowers to finance the purchase or refinance of a property as well as the cost of renovations or repairs. This can be beneficial for those looking to personalize or improve their new home.
- Reverse Mortgages: VanDyk Mortgage Corporation offers reverse mortgage programs, available to homeowners aged 62 and older. These loans allow homeowners to convert a portion of their home equity into funds, providing income and flexibility in retirement.
- First-Time Homebuyer Programs: The company provides first-time homebuyer programs that are designed to assist individuals who are purchasing a home for the first time. These programs offer support and guidance throughout the homebuying process.
- Down Payment Assistance Programs: VanDyk Mortgage Corporation offers various down payment assistance programs to help borrowers overcome the barrier of upfront costs. These programs can provide grants or loans with favorable terms to eligible homebuyers.
Note: This section provides an overview of the loan programs offered by VanDyk Mortgage Corporation. For more detailed information and specific eligibility requirements, it is recommended to visit their official website or contact a licensed loan originator.
States
is licensed to work in
California (4130638), Utah (5508246)