USA Mortgage 2

NMLS#

252651

About

USA Mortgage 2

As you consider selling, buying, refinancing, or even building your dream home, it's important to have a skilled Mortgage Loan Originator. At USA Mortgage, our experienced originators, such as Blake Thorson, provide mortgage services that exceed expectations. We understand that everyone's financial situation is unique and we are committed to helping you make the right choice for you and your family. You can explore our loan programs on our website and use our secure online application to start your homebuying journey. After applying, Blake will reach out to discuss your loan details or schedule an in-person meeting. Throughout the process, you can reach Blake via phone, fax, or email for individualized service and any questions you may have. Join the many satisfied customers who have left positive reviews about their great experiences working with Blake and USA Mortgage. Contact us today at 314-249-7764 or visit our website for more information.

Loan programs at

USA Mortgage 2

Blake Thorson, the Senior Mortgage Loan Originator at USA Mortgage, offers a variety of loan programs to meet different financial needs. These programs include:

1. Conventional Loans: Traditional mortgage loans with fixed or adjustable interest rates and flexible down payment options for qualified borrowers.

2. USDA Home Loans: Guaranteed loans by the United States Department of Agriculture (USDA) for eligible rural and suburban homebuyers with low to moderate incomes.

3. FHA Loans: Insured by the Federal Housing Administration (FHA), these loans are designed for first-time homebuyers and offer low down payment options and flexible qualification requirements.

4. VA Loans: Specifically available to veterans, active-duty military personnel, and eligible surviving spouses, these loans are guaranteed by the Department of Veterans Affairs (VA) and provide favorable terms and benefits.

5. Reverse Mortgage: A loan option for seniors aged 62 and older that allows them to convert part of their home equity into cash while retaining ownership.

6. Jumbo Loans: Financing options for high-value properties that exceed the conforming loan limits set by government-sponsored enterprises.

7. Renovation Loans: Programs that provide funds for purchasing and renovating homes, such as the FHA 203(k) loan, allowing borrowers to finance both the purchase and renovation costs.

8. Bank Statement Programs: Alternative financing options for self-employed individuals or those with non-traditional income sources who may have difficulty providing standard income documentation.

9. Construction Loans: Loans tailored for those planning to build a new home, enabling them to finance the construction process and then transition into a permanent mortgage.

10. Investment Property Programs: Loan options specifically designed for real estate investors interested in purchasing residential or commercial properties for rental income or future resale.

These loan programs offer varied terms, requirements, and benefits to assist individuals in realizing their homeownership goals. Contact Blake Thorson at USA Mortgage to learn more about each program or start the application process.