- Loan Programs offered by UMortgage LLC:

1. Conventional Loans: Traditional mortgage loans that are not insured or guaranteed by the government.

2. FHA Loans: Mortgages insured by the Federal Housing Administration, typically offering lower down payment requirements and more flexible qualification criteria.

3. VA Loans: Home loans available to eligible veterans, active-duty service members, and surviving spouses, guaranteed by the Department of Veterans Affairs.

4. USDA Loans: Loans backed by the United States Department of Agriculture for eligible rural and suburban homebuyers.

5. Jumbo Loans: Financing options for loan amounts exceeding the conforming loan limits set by Fannie Mae and Freddie Mac.

6. Construction Loans: Loans designed for financing the construction of a new home or major renovations and remodeling projects.

7. Refinance Loans: Options for refinancing existing mortgages to potentially secure better terms, lower interest rates, or access equity.

8. First-Time Homebuyer Programs: Loan programs specifically tailored to assist first-time homebuyers with affordable financing options and down payment assistance.

9. Fixed-Rate Mortgages: Loans with a fixed interest rate for the entire term of the loan, providing stability and predictable monthly payments.

10. Adjustable-Rate Mortgages (ARMs): Mortgages with an initial fixed interest rate followed by periodic adjustments based on market conditions.

11. Investment Property Loans: Financing options for purchasing or refinancing properties intended for rental or investment purposes.