NMLS#
402761
About
U.S. Bank National Association 2
U.S. Bank National Association is a leading company in the mortgage industry, offering various loans that cater to different mortgage needs. They provide conventional fixed-rate loans, FHA loans with lower credit score requirements, and VA loans that allow for zero down payments for military members. The prequalification process is fast, free, and does not affect your credit. They also offer resources such as a monthly payment calculator and first-time homebuyer guide to assist customers in their home-buying journey. U.S. Bank prioritizes customer satisfaction and has received recommendations from many of their past customers.
Loan programs at
U.S. Bank National Association 2
The "Loan Programs" offered by U.S. Bank National Association include:
1. Conventional fixed-rate loans:
- No interest rate changes
- 30-year term
- Current Rate: 6.375%
- Current APR: 6.537%
- Prequalification available
2. FHA loans:
- Lower credit score requirements
- 30-year term
- Current Rate: 6.625%
- Current APR: 7.510%
- Prequalification available
3. VA loans:
- Option to make $0 down payments for military members
- 30-year term
- Current Rate: 6.125%
- Current APR: 6.493%
- Prequalification available
Please note that the rates mentioned are current as of 10/09/2024 and may be subject to change. Contact U.S. Bank for the most up-to-date information.