U.S. Bank National Association 1

NMLS#

501895

About

U.S. Bank National Association 1

No matter where you are in the home buying process, our mortgage loan officer can help. We work with you to find the right mortgage for your unique situation. With extensive resources and experience in home financing, we have helped many people in and around Overland Park with their home financing needs. As a representative of U.S. Bank National Association, you can trust us to do what's right for you. Our certifications include Certified Construction Mortgage Loan Officer, Private Wealth Mortgage Banker, and Wealth Management Mortgage Banker. We have received recognition through the Leader's Council and Legends of Possible awards. Our service areas include Kansas City, Mission Hills, Prairie Village, Parkville, Lenexa, and Overland Park. Our primary location is at 10100 W 119th St, 2nd Floor, Overland Park, KS 66213. We offer a mortgage calculator to estimate monthly payments, reviews from satisfied customers, and a FAQ section for common home-buying questions. We also provide resources for builders and realtors through our builder resource center and real estate agent resource center. Please note that mortgage approval is subject to credit approval and program guidelines.

Loan programs at

U.S. Bank National Association 1

- Conforming fixed-rate loan: A loan option with a fixed interest rate and a down payment or equity of at least 25%, available for loan amounts not exceeding $766,550 ($1,149,825 in AK and HI).

- Adjustable-rate mortgage (ARM) loan: A loan option with an initial fixed-rate period of five years, followed by variable rates that can change every six months for the remaining 25 years of the loan term. The down payment or equity requirement is 25%.

- FHA loan: A loan option with a down payment or equity of at least 3.5%. It requires borrower-paid finance charges of 0.862% of the base loan amount and includes upfront mortgage insurance premium and monthly mortgage insurance premium.

- VA loan: A loan option with no down payment or equity requirement, available to eligible veterans. It includes borrower-paid finance charges of 0.862% of the base loan amount and a VA funding fee.

- Jumbo loan: A loan option for larger loan amounts exceeding $766,550 ($1,149,825 in AK and HI). It requires a down payment or equity of 25% and borrower-paid finance charges of 0.862% of the base loan amount.