TLJmortgage LLC

NMLS#

959883

About

TLJmortgage LLC

TLJmortgage LLC is a real estate lending company that specializes in providing loans for various property transactions. With a dedicated team of professionals, we aim to offer reliable and efficient mortgage solutions to our clients. Our company has been serving the industry since 2017 and is committed to adhering to all necessary legal and regulatory guidelines. We prioritize client satisfaction by providing excellent customer service and assisting them throughout the loan process. At TLJmortgage LLC, we understand the importance of transparency, privacy, and security, which is why we prioritize maintaining the confidentiality of our clients' information. We offer a range of loan options to suit different needs and work diligently to find the best deals and rates in the market. Whether you are a first-time homebuyer or a seasoned investor, we are here to assist you in making informed decisions and turning your real estate dreams into reality.

Loan programs at

TLJmortgage LLC

- Conventional Loans: Traditional mortgage loans offered to borrowers with strong credit scores and stable income. They typically require a down payment of at least 5% and offer various term options.

- FHA Loans: Government-backed loans insured by the Federal Housing Administration (FHA). These loans are suitable for first-time homebuyers and may require a lower down payment and have more flexible qualification criteria.

- VA Loans: Loans exclusively available to eligible veterans, active-duty military personnel, and their spouses. These loans are guaranteed by the Department of Veterans Affairs (VA) and offer favorable terms such as no down payment and competitive interest rates.

- USDA Loans: Loans for rural and suburban homebuyers provided by the U.S. Department of Agriculture (USDA). They offer 100% financing, low-interest rates, and flexible credit requirements for low-to-moderate-income individuals.

- Jumbo Loans: Loans designed for borrowers who need larger loan amounts that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans typically come with slightly higher interest rates and may require a larger down payment.

- Adjustable-Rate Mortgages (ARMs): Loans with an interest rate that adjusts periodically after an initial fixed-rate period. ARMs offer a lower rate initially, making them suitable for borrowers planning to move or refinance before the rate adjustment occurs.

- Fixed-Rate Mortgages: Loans with a fixed interest rate throughout the entire loan term. These provide borrowers with predictable monthly payments and are available in various terms, such as 15-year or 30-year options.

- Reverse Mortgages: Specialized loans for homeowners aged 62 years and older, enabling them to convert a portion of their home equity into cash. The loan balance is repaid when the borrower moves, sells the home, or passes away.

- Construction Loans: Loans specifically for financing the construction or renovation of a residential property. They are typically short-term loans that convert into permanent financing once the construction or renovation is complete.