- Conventional Loans: We offer conventional loans, which are mortgage loans that are not insured or guaranteed by the government. These loans typically require a higher credit score and a larger down payment than other loan types.

- FHA Loans: Our company provides FHA loans, which are backed by the Federal Housing Administration. These loans are popular among first-time homebuyers and those with lower credit scores, as they often have more lenient qualification requirements.

- VA Loans: We specialize in VA loans, which are available to active-duty military members, veterans, and surviving spouses. These loans are guaranteed by the Department of Veterans Affairs and offer unique benefits such as no down payment and competitive interest rates.

- USDA Loans: Tidewater Mortgage Services also offers USDA loans, which are designed for borrowers in rural areas. These loans are backed by the U.S. Department of Agriculture and provide flexible financing options for low-to-moderate-income buyers.

- Jumbo Loans: For borrowers looking to finance high-priced properties, we provide jumbo loans. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac, allowing buyers to purchase upscale homes.

- Renovation Loans: We offer renovation loans that allow you to finance both the purchase price of a home and the cost of renovations or repairs. These loans are a great option for those looking to renovate a fixer-upper property.

- Adjustable-Rate Mortgages (ARMs): We provide adjustable-rate mortgages, where the interest rate initially stays fixed for a certain period and then adjusts periodically based on market conditions. ARMs are suitable for borrowers who plan to sell or refinance their homes within a few years.

- Fixed-Rate Mortgages: Our company offers fixed-rate mortgages, where the interest rate remains constant throughout the loan term. This provides stability and predictability as your monthly mortgage payment remains the same.

- Reverse Mortgages: Tidewater Mortgage Services assists eligible homeowners in obtaining a reverse mortgage, a loan option specifically designed for seniors aged 62 and older. With a reverse mortgage, homeowners can convert a portion of their home equity into cash without selling their property or making monthly payments.

Please note that this information is provided for informational purposes only and does not constitute financial advice. We recommend reaching out to our loan officers for personalized guidance based on your specific circumstances.