Thomas Tholl

NMLS#

166220

About

Thomas Tholl

We are a real estate lending company called "". We operate under the name Keller Home Loans and are a division of Mutual of Omaha Mortgage, Inc., with an NMLS ID of 1025894. Our office is located at 3131 Camino Del Rio N 1100, San Diego, CA 92108. We have various licenses and registrations across multiple states, allowing us to provide mortgage services to consumers. For more information about our licensing, you can visit the website www.nmlsconsumeraccess.org and search for our NMLS ID. Toll-Free number: (877) 978-1922. Please note that all credit applications are subject to approval.

Loan programs at

Thomas Tholl

- Keller Home Loans offers various loan programs to meet the diverse needs of borrowers.

- Conventional Loans: Traditional fixed-rate and adjustable-rate mortgage loans, suitable for home purchase or refinancing.

- Government-backed Loans: FHA loans, VA loans, and USDA loans are available for eligible borrowers, offering favorable terms and down payment options.

- Jumbo Loans: Designed for financing higher-priced properties that exceed conventional loan limits, providing flexibility and competitive rates.

- Construction Loans: Tailored financing solutions for construction or major renovation projects, with flexible draw schedules and rate options.

- Renovation Loans: Programs like FHA 203(k) and Fannie Mae HomeStyle allow borrowers to finance home improvements or repairs along with their mortgage.

- Reverse Mortgages: Available to homeowners aged 62 and older, this program allows individuals to convert a portion of their home's equity into loan proceeds, without monthly mortgage payments.

- Physician Loans: Exclusive financing options designed specifically for medical professionals, offering benefits such as higher loan amounts with low or no down payment requirements.

- FHA Streamline Loans: Simplified refinancing option for existing FHA borrowers, providing reduced documentation and faster processing.

- VA IRRRL (Interest Rate Reduction Refinance Loan): Streamlined refinance program for eligible veterans, offering a simplified application process and reduced paperwork.

- ARM Loans: Adjustable-Rate Mortgages provide an initial fixed-rate period, followed by adjustable rates based on market conditions, offering potential interest savings in the short term.

- Fixed-Rate Loans: A popular choice, these loans offer a consistent interest rate throughout the loan term, ensuring predictable monthly payments.

- Second Home and Investment Property Loans: Financing options available for purchasing or refinancing vacation homes or investment properties.

Please note that the availability of these loan programs may vary depending on the borrower's location and eligibility criteria. For more detailed information or to discuss specific loan options, please contact our loan officers.