Our company, The Mortgage Link, Inc., offers a variety of loan programs to meet the diverse needs of our clients. Here are some of the programs we provide:

1. Conventional Loans:

- Fixed-rate or adjustable-rate options

- Flexible terms and competitive interest rates

- Suitable for borrowers with good credit history

2. FHA Loans:

- Backed by the Federal Housing Administration

- Low down payment requirements (as low as 3.5%)

- Ideal for first-time homebuyers or those with limited down payment funds

3. VA Loans:

- Exclusively available to veterans, active-duty service members, and eligible surviving spouses

- No down payment requirement

- Flexible qualification criteria and competitive interest rates

4. USDA Loans:

- Offered by the United States Department of Agriculture

- Designed for rural and suburban homebuyers with low to moderate incomes

- No down payment required in eligible areas

5. Jumbo Loans:

- Financing for loan amounts exceeding the conforming loan limits

- Available in fixed-rate and adjustable-rate options

- Helpful for purchasing high-value properties

6. Adjustable-Rate Mortgages (ARM):

- Initial fixed-rate period followed by rate adjustment based on market conditions

- Lower initial interest rates for a specified period

- Suitable for borrowers planning to sell or refinance in the near future

7. Refinance Loans:

- Allows borrowers to replace their current mortgage with a new one

- Potential benefits include lower interest rates, reduced monthly payments, or changing loan terms

These loan programs offer various features to cater to the unique requirements of our clients. Our experienced team is here to guide you and help you choose the loan program that best fits your specific situation. Contact us for further information or to discuss your options.