At The Mortgage Link, Inc., we offer a variety of loan programs tailored to meet diverse needs. Our loan programs include:

1. Conventional Loans: Traditional mortgage loans requiring a minimum down payment and meeting specific credit score and income requirements.

2. FHA Loans: Backed by the Federal Housing Administration, these loans are ideal for first-time homebuyers or those with lower credit scores. They offer low down payments and flexible qualification criteria.

3. VA Loans: Designed for eligible veterans, active-duty service members, and their spouses, VA loans provide financing options with no down payment and competitive interest rates.

4. USDA Loans: These loans are provided by the U.S. Department of Agriculture and are geared towards rural homebuyers. They offer low-interest rates and no down payment requirements.

5. Jumbo Loans: For luxury properties or homes in high-cost areas, our jumbo loans cover loan amounts exceeding the conventional loan limits.

6. Adjustable Rate Mortgages (ARMs): With ARMs, borrowers enjoy an initial fixed interest rate period, typically 3, 5, 7, or 10 years, followed by rate adjustments based on market conditions.

7. Reverse Mortgages: Available to homeowners aged 62 or older, reverse mortgages enable seniors to convert part of their home's equity into cash while still residing in the property.

8. Refinance Programs: We offer various refinancing options to help borrowers lower their monthly payments, change loan terms, or tap into their home equity.

9. Construction Loans: If you're building your dream home, our construction loans provide financing during the construction phase and can be converted into a permanent mortgage once the home is completed.

10. Investment Property Loans: For those interested in purchasing rental properties or expanding their real estate portfolio, we offer loan programs designed specifically for investment properties.

Please note that eligibility, terms, and conditions for each loan program may vary. Contact our knowledgeable team to discuss which loan program suits your unique circumstances.