The Mortgage Firm, Inc. offers the following loan programs:

1. Conventional Loans: Traditional mortgage loans not insured by the government. Typically require a minimum down payment and have fixed or adjustable interest rates.

2. FHA Loans: Backed by the Federal Housing Administration (FHA), these loans are designed for first-time homebuyers with lower credit scores. They offer low down payments and flexible qualification criteria.

3. VA Loans: Exclusive to eligible veterans, active-duty service members, and surviving spouses, VA loans are guaranteed by the Department of Veterans Affairs. They provide favorable terms and require no down payment.

4. USDA Loans: Aimed at low-to-moderate income homebuyers in rural areas, USDA loans are insured by the U.S. Department of Agriculture. They offer attractive interest rates and may require no down payment.

5. Jumbo Loans: Designed for home purchases exceeding conventional loan limits, jumbo loans provide financing options for high-priced properties.

6. Reverse Mortgages: Tailored to homeowners aged 62 or older, reverse mortgages allow individuals to convert a portion of their home equity into cash without selling the property or making monthly mortgage payments.

7. Renovation Loans: These loans combine the purchase price and renovation costs into a single mortgage, providing funds to enhance or repair the property being purchased.

8. Construction Loans: Specifically for individuals building a new home from scratch, construction loans provide temporary financing during the construction phase, with options to convert into a permanent mortgage.

Please note that the above information is subject to change and should be verified with The Mortgage Firm, Inc. for the most up-to-date details.