SUN AMERICAN MORTGAGE COMPANY 2

NMLS#

912705

About

SUN AMERICAN MORTGAGE COMPANY 2

Becky Staples is a mortgage loan advisor at Sun American Mortgage Company. With nearly 20 years of experience, she has been consistently ranked in the top 100 loan officers in the US by closed loans. Becky's dedication to helping clients achieve their real estate goals is evident in her approach. She advises on loan programs, ensures comfortable payments, reviews financials and tax returns, and guides clients through the entire mortgage process. As a direct lender, Sun American Mortgage guarantees the best service by handling underwriting, processing, and closing in-house. Becky also offers out-of-the-box solutions tailored to individual finances and goals. Alongside competitive pricing, Becky's expertise and her highly experienced team ensure clients receive the best mortgage. Outside of work, Becky enjoys living in Southern Utah with her family and indulges in activities like hiking and yoga. She holds a BS in Business, focusing on Finance, and is licensed in Utah, Arizona, Nevada, California, and New Mexico.

Loan programs at

SUN AMERICAN MORTGAGE COMPANY 2

At Sun American Mortgage Company, we offer various loan programs to meet your specific needs. Our loan programs include:

1. Conventional Loans: These are traditional mortgage loans that conform to the guidelines set by Fannie Mae and Freddie Mac.

2. FHA Loans: Backed by the Federal Housing Administration, FHA loans are designed to help first-time homebuyers with lower down payment requirements.

3. VA Loans: Reserved for veterans, active-duty service members, and eligible surviving spouses, VA loans offer flexible terms and favorable interest rates.

4. USDA Loans: Ideal for borrowers in rural areas, USDA loans provide 100% financing for eligible properties and have low-interest rates.

5. Jumbo Loans: If you're looking to finance a luxury or high-value property, our jumbo loan program offers options beyond the conventional loan limits.

6. Reverse Mortgages: Designed for seniors aged 62 and older, a reverse mortgage allows homeowners to access their home's equity without monthly mortgage payments.

7. Construction Loans: If you're planning to build your dream home, our construction loan program provides financing during the construction phase.

8. Adjustable-Rate Mortgages (ARMs): With an ARM, your interest rate initially stays fixed for a specific period, offering flexibility and potentially lower payments.

9. Fixed-Rate Mortgages: Our fixed-rate mortgages offer stability, with the interest rate remaining constant throughout the loan term.

10. Refinance Loans: Whether you want to lower your monthly payments, shorten your loan term, or tap into your home's equity, we offer refinancing options tailored to your goals.

Each loan program comes with its own eligibility criteria, benefits, and requirements. Our experienced team will guide you through the process and help you find the ideal loan program for your real estate goals.