- Conventional Loans: Summit Mortgage offers conventional loans, which are the most common type of mortgage. These loans typically require a down payment of at least 3%, and the interest rates can be fixed or adjustable.

- FHA Loans: This program, insured by the Federal Housing Administration, is designed for first-time homebuyers with low credit scores or limited down payment funds. FHA loans require a minimum down payment of 3.5% and have more flexible qualification criteria.

- VA Loans: Available to eligible veterans, active-duty service members, and surviving spouses, VA loans provide flexible financing options with no down payment requirement. These loans are backed by the Department of Veterans Affairs.

- USDA Loans: Designed for homebuyers in rural areas, USDA loans offer 100% financing opportunities. They are backed by the United States Department of Agriculture and have income and property location restrictions.

- Jumbo Loans: If you're looking to finance a high-value property that exceeds the limits set by conventional loan programs, Summit Mortgage offers jumbo loans. These loans provide financing for loan amounts above the conforming loan limits.

- Construction Loans: Summit Mortgage offers construction loans for individuals looking to build their own homes. These loans provide financing throughout the construction process and then typically convert into a permanent mortgage upon completion.

- Renovation Loans: If you're planning to buy a fixer-upper or renovate your existing home, Summit Mortgage offers renovation loans. These loans allow you to include the cost of renovation in your mortgage, simplifying the financing process.

- Reverse Mortgages: Designed for homeowners aged 62 and older, reverse mortgages allow you to convert a portion of your home's equity into loan proceeds. Summit Mortgage offers reverse mortgage programs to eligible borrowers.

- Refinance Loans: Summit Mortgage provides various refinancing options to help homeowners lower their monthly payments, shorten the loan term, or access their home's equity. These loans can be customized to meet individual financial goals.

- Second Mortgages: If you need additional funds or want to consolidate debts, Summit Mortgage offers second mortgages or home equity loans. These loans utilize the equity in your home as collateral.

Please note that additional details and eligibility requirements for each loan program can be obtained by contacting a Summit Mortgage loan officer.