Stockton Mortgage Corporation 3

NMLS#

142308

About

Stockton Mortgage Corporation 3

About Dave Osburg

Dave Osburg has been a prominent figure in the mortgage business since 1996, assisting thousands of Northern Kentucky homeowners with home financing. With extensive knowledge and experience, he identifies tailored products for individual situations. Dave prioritizes exceptional customer service and ensures clients feel supported throughout the mortgage process. As a mortgage loan originator at Stockton Mortgage, his dedication and personalized care align with the company's values. Dave's longstanding reputation in Northern Kentucky reflects his focus on clients' needs and ability to simplify home financing. Contact Dave at dave.osburg@stockton.com or 859.291.5626. NMLS 142308. Licensed in OH: MLO.043892.000, IN: 24210.

Loan programs at

Stockton Mortgage Corporation 3

- Conventional Loans: Stockton Mortgage Corporation offers conventional loans, which are traditional mortgage loans that conform to the guidelines set by Fannie Mae and Freddie Mac.

- FHA Loans: The company provides FHA loans, insured by the Federal Housing Administration, which are suitable for borrowers with lower credit scores and higher debt-to-income ratios.

- VA Loans: Stockton Mortgage Corporation offers VA loans, a type of loan backed by the Department of Veterans Affairs, available to eligible veterans, active-duty service members, and surviving spouses.

- USDA Loans: The company also provides USDA loans, guaranteed by the United States Department of Agriculture, intended for rural and suburban homebuyers who meet income and property eligibility requirements.

- Jumbo Loans: Stockton Mortgage Corporation offers jumbo loans, which are non-conforming loans that exceed the loan limits set by government-sponsored enterprises. These loans are ideal for luxury homes or high-cost markets.

- Construction Loans: The company provides construction loans, allowing borrowers to finance the construction or remodeling of their homes through a short-term loan.

- First-Time Homebuyer Programs: Stockton Mortgage Corporation offers programs specifically tailored to first-time homebuyers, providing guidance and financing options to make homeownership more accessible.

- Renovation Loans: The company provides renovation loans, such as FHA 203(k) loans or Fannie Mae HomeStyle® Renovation loans, allowing borrowers to finance home improvements or renovations along with their mortgage.

- Refinance Options: Stockton Mortgage Corporation offers various refinancing options, allowing homeowners to lower their interest rates, change their loan terms, or access their home's equity.

- Adjustable-Rate Mortgages (ARM): The company provides adjustable-rate mortgages, where the interest rate can vary over time based on market conditions.

- Fixed-Rate Mortgages: Stockton Mortgage Corporation offers fixed-rate mortgages, providing borrowers with stable monthly payments over the life of the loan.