Stockton Mortgage offers a range of loan programs to meet the diverse needs of its customers. These programs include:

1. Purchase Loans: Designed for individuals looking to buy a new home, Stockton Mortgage provides purchase loans with various options such as fixed-rate mortgages, adjustable-rate mortgages (ARM), and government-backed loans like FHA, VA, and USDA loans.

2. Refinance Loans: Stockton Mortgage offers refinance loans for existing homeowners who want to lower their interest rates, reduce monthly payments, or tap into their home's equity. Refinancing options include conventional refinancing, cash-out refinancing, and streamline refinancing.

3. Construction Loans: For those planning to build their dream home, Stockton Mortgage provides construction loans that are tailored to fit individual construction needs.

4. Jumbo Loans: Stockton Mortgage offers jumbo loans, which are designed for borrowers seeking higher loan amounts that exceed the limits set by government-backed loan programs.

5. Renovation Loans: With renovation loans, Stockton Mortgage helps homeowners finance home improvement projects by incorporating the renovation costs into the mortgage amount.

6. First-Time Homebuyer Programs: Stockton Mortgage understands the unique challenges faced by first-time homebuyers, and they provide programs specifically tailored to assist this group in achieving their dream of homeownership.

7. Fixed-Rate Mortgages: Stockton Mortgage offers fixed-rate mortgages, providing borrowers with a stable interest rate and predictable monthly payments over the life of the loan.

8. Adjustable-Rate Mortgages (ARM): With ARM loans, borrowers can take advantage of lower initial interest rates and may adjust periodically based on market conditions.

9. Government-Backed Loans: Stockton Mortgage offers government-backed loan programs, including FHA loans for low down payments, VA loans for eligible veterans and active-duty military personnel, and USDA loans for individuals residing in eligible rural areas.

10. Conventional Loans: Stockton Mortgage provides conventional loans, which are not insured or guaranteed by the government, offering flexible terms and competitive interest rates.

Please note that the availability of specific loan programs may vary depending on factors such as location, borrower qualifications, and market conditions. It is recommended to contact Stockton Mortgage directly for detailed information and eligibility criteria for each program.