At Stockton Mortgage, we offer a range of loan programs to cater to our customers' diverse needs. Our loan programs include:

1. Conventional Loans: These loans are not insured or guaranteed by the government and typically require a higher credit score and down payment.

2. FHA Loans: Backed by the Federal Housing Administration, these loans are an attractive option for first-time homebuyers with lower down payment requirements and flexible qualification criteria.

3. VA Loans: Designed for active-duty military personnel, veterans, and their eligible spouses, VA loans offer competitive interest rates, no down payment requirements, and are backed by the Department of Veterans Affairs.

4. USDA Loans: Targeting rural and suburban homebuyers, USDA loans provide 100% financing with low-interest rates and relaxed credit requirements.

5. Jumbo Loans: Ideal for financing higher-priced homes, jumbo loans exceed conforming loan limits and are available for both primary residences and investment properties.

6. Construction Loans: If you are planning to build your dream home, our construction loans offer flexible financing options tailored to your specific project requirements.

7. Renovation Loans: For those looking to purchase a fixer-upper or make improvements to their current home, renovation loans provide the necessary funds to complete the upgrades.

8. Refinance Loans: Whether you want to lower your monthly payments, shorten your loan term, or tap into your home equity, our refinance loans can help you achieve your financial goals.

Our experienced loan officers are ready to guide you through the loan application process and provide personalized assistance based on your unique circumstances. Contact us today to explore the loan program that best suits your needs.