At Stockton Mortgage, we offer a range of loan programs to suit your needs. Our loan programs include:

1. Conventional Loans: Traditional mortgage loans that typically require a down payment and have fixed or adjustable interest rates.

2. FHA Loans: Insured by the Federal Housing Administration, these loans are designed for first-time homebuyers and often offer more flexible qualification requirements.

3. VA Loans: Available to eligible veterans and military service members, VA loans provide favorable terms, including no down payment and competitive interest rates.

4. USDA Loans: Backed by the U.S. Department of Agriculture, these loans are intended for rural and suburban homebuyers with low to moderate incomes.

5. Jumbo Loans: Designed for borrowers who need larger loan amounts, jumbo loans exceed the conventional loan limits set by Fannie Mae and Freddie Mac.

6. Renovation Loans: Offering financing for purchasing and renovating a property in one loan, renovation loans can be a great option for those looking to upgrade their home.

7. Adjustable Rate Mortgages (ARMs): These loans offer an initial fixed-rate period, after which the interest rate may change periodically based on market conditions.

8. Reverse Mortgages: An option for homeowners aged 62 and older, reverse mortgages allow you to convert a portion of your home equity into loan proceeds without monthly mortgage payments.

At Stockton Mortgage, we are committed to helping you find the right loan program for your homeownership goals. Contact us today to learn more about our offerings and to discuss your options with one of our experienced loan officers.