NMLS#
40928
About
Statewide Mortgage, LLC
Based in [City], Statewide Mortgage, LLC is a real estate lending company that specializes in providing mortgage services to individuals and businesses. With years of experience in the industry, we offer a wide range of loan options tailored to meet the unique needs of our clients. Our dedicated team of professionals is committed to providing reliable and efficient service throughout the loan process. Whether you're a first-time homebuyer, looking to refinance, or interested in investment properties, Statewide Mortgage, LLC is here to help guide you every step of the way. We prioritize transparency and strive to ensure that our clients fully understand their options and make informed decisions. Trust Statewide Mortgage, LLC for all your mortgage needs.
Loan programs at
Statewide Mortgage, LLC
- Conventional Loan Program: Statewide Mortgage, LLC offers conventional loan programs for homebuyers. These loans conform to the guidelines set by Fannie Mae and Freddie Mac, allowing borrowers to finance their property with a fixed or adjustable interest rate.
- FHA Loan Program: The Federal Housing Administration (FHA) loan program is available and assists first-time homebuyers and those with lower credit scores or limited down payment funds. Statewide Mortgage, LLC provides FHA loans that offer competitive rates and flexible qualification criteria.
- VA Loan Program: Statewide Mortgage, LLC supports eligible veterans and active-duty service members by offering VA loan programs. These loans are backed by the Department of Veterans Affairs (VA) and provide favorable terms, such as no down payment requirement and potentially lower interest rates.
- USDA Loan Program: Homebuyers in rural and suburban areas may qualify for the USDA loan program provided by Statewide Mortgage, LLC. This program is backed by the U.S. Department of Agriculture (USDA) and offers affordable financing options with zero down payment requirements.
- Jumbo Loan Program: For borrowers seeking to finance higher-priced properties, Statewide Mortgage, LLC offers jumbo loan programs. These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac and provide financing options for luxury real estate.
- Adjustable-Rate Mortgage (ARM) Program: Statewide Mortgage, LLC provides adjustable-rate mortgage programs that offer initial fixed-rate periods, followed by adjustments based on market conditions. These programs offer flexibility and potentially lower initial interest rates compared to fixed-rate mortgages.
- Fixed-Rate Mortgage Program: Statewide Mortgage, LLC offers fixed-rate mortgage programs where the interest rate remains constant throughout the loan term. This option provides stability and predictability in monthly mortgage payments.
- Refinance Programs: Statewide Mortgage, LLC provides refinancing options for homeowners looking to modify their existing mortgages. These programs may include rate-and-term refinancing or cash-out refinancing, allowing borrowers to reduce their interest rates or access their home equity.
- Reverse Mortgage Program: Statewide Mortgage, LLC offers reverse mortgage programs for seniors aged 62 and older. These programs allow homeowners to convert a portion of their home equity into loan proceeds, providing additional financial flexibility during retirement.
- Construction Loan Program: Statewide Mortgage, LLC facilitates construction loans for borrowers looking to build their dream homes. These loans provide funds to cover the costs of land acquisition, construction, and permanent financing once the construction is complete.
States
is licensed to work in
Florida (LO5278), Illinois (031.0027765), Indiana (18983), Kentucky (15042), Tennessee (107259)
Contact Lender
Todd Kime
10140 Linn Station Rd, Louisville, KY 40223
(321) 2441 355
(502) 2345 400