- Purchase Mortgage Loans: Competitive options to purchase your dream home with flexible down payment options and cash back rewards.

- Verified Preapproval Letter: Stand out in a competitive market with a SoFi Verified Preapproval Letter.

- Low Down Payment Options: Put as little as 3%-5% down on your new home.

- On-Time Close Guarantee: Our industry-leading speed ensures a faster closing process, backed by a $10,000 On-Time Close Guarantee.

- Simple Online Application: Quick and easy online application with Mortgage Loan Officers available for guidance.

- Flexible Term Options: Choose from 10-, 15-, 20-, and 30-year fixed terms, with down payment rates as low as 3% for first-time buyers.

- Access Home Equity: Unlock up to $500,000 of your home's equity for various purposes.

- Dedicated Support: Experienced Mortgage Loan Officers ready to assist you throughout the entire process.

- Competitive Mortgage Rates: Explore different loan options with competitive rates tailored to your needs.

- Mortgage Refinance: Save money with shorter terms, lower rates, or reduced monthly payments through refinancing.

- Cash-Out Refinance: Combine mortgage refinancing and borrow money simultaneously for other needs.

- Home Equity Line of Credit (HELOC): Convert home equity into cash for debt consolidation or home improvements.

- Jumbo Loans: Exceed the FHA limits for larger financing needs.

- VA Loans: Exclusive rates and no down payment requirements for active personnel, veterans, and reservists.

- FHA Loans: Help for those with less-than-perfect credit or limited cash for down payments.

- Mortgage Calculators: Tools to estimate affordability, calculate payments, and compare options.

- Expert Resources: FAQs and guides to familiarize yourself with the mortgage loan process and various types of loans.