Smart Money, Inc.

NMLS#

845669

About

Smart Money, Inc.

Smart Money, Inc. is a real estate lending company that values integrity, trust, and family. We prioritize treating our clients like Ohana (family) and providing a quick and transparent lending process. With our simple online application tool, you can easily get approved for a new loan or explore the available loan options. Our online calculator helps you calculate your mortgage rate and compare rates at different principal amounts. We are proud to have satisfied customers who have saved thousands of dollars through our services. Our dedicated team, including experienced loan officers like Jennifer, Everett, and Eddie, ensures a smooth and efficient process for refinancing and securing excellent rates. At Smart Money, Inc., we understand the unique needs of VA loan borrowers and guide them through the process with expertise. We are a licensed Mortgage Broker, working with reputable 3rd party lenders. Your privacy is important to us, and we comply with all regulations and safeguards to protect your information. Apply now and experience the Smart Money difference.

Loan programs at

Smart Money, Inc.

1. Conventional Loans: Smart Money, Inc. offers conventional loan programs for homebuyers. These loans have fixed interest rates and flexible terms.

2. FHA Loans: The company provides FHA loans, which are insured by the Federal Housing Administration. These loans require a lower down payment and are suitable for first-time homebuyers.

3. VA Loans: Smart Money, Inc. offers VA loans specifically designed for veterans, active-duty service members, and eligible surviving spouses. These loans provide favorable terms and benefits.

4. Adjustable Rate Mortgages (ARMs): The company provides ARMs with an initial fixed-rate period followed by adjustable interest rates. ARMs are suitable for borrowers planning to sell or refinance within a few years.

5. Jumbo Loans: Smart Money, Inc. offers jumbo loans for higher-priced properties that exceed the conforming loan limits. These loans offer flexibility in financing luxury homes.

6. USDA Loans: The company provides USDA loans, insured by the U.S. Department of Agriculture, for homebuyers in designated rural areas. These loans offer affordable financing options.

7. Refinance Options: Smart Money, Inc. offers refinancing options to help homeowners reduce their monthly mortgage payments, change loan terms, or consolidate debt.

8. Home Equity Loans: The company provides home equity loans, allowing homeowners to borrow against the equity they have built in their property. These loans can be used for various purposes.

9. Reverse Mortgages: Smart Money, Inc. offers reverse mortgages for eligible seniors aged 62 and older. These loans allow homeowners to convert a portion of their home equity into cash.

Please note that program availability and details may be subject to change. It is recommended to contact Smart Money, Inc. directly for the most up-to-date information on their loan programs.