- Conventional Loans: Sierra Pacific Mortgage offers conventional loans, which are the most common type of mortgage. These loans are not insured or guaranteed by a government agency and typically have a fixed interest rate and a variety of term options.

- FHA Loans: The company provides FHA loans, which are backed by the Federal Housing Administration. These loans are designed to help individuals with lower credit scores or who have limited down payment funds. They offer flexible qualification requirements and competitive interest rates.

- VA Loans: Sierra Pacific Mortgage offers VA loans, specifically for veterans, active-duty service members, and eligible surviving spouses. These loans are guaranteed by the Department of Veterans Affairs and provide favorable terms, including no down payment requirements and potentially lower interest rates.

- USDA Loans: The company offers USDA loans, which are backed by the U.S. Department of Agriculture. These loans are primarily designed for homebuyers in rural areas and provide attractive loan terms, such as zero down payment requirements and low-interest rates.

- Jumbo Loans: Sierra Pacific Mortgage also provides jumbo loans, which exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans are suitable for individuals seeking higher loan amounts for luxury properties or high-cost areas. They offer competitive rates and flexible terms.

- Renovation Loans: For those looking to finance home renovations or repairs, the company offers renovation loans. These loans allow borrowers to combine the purchase or refinance of a home with the costs of renovation, making it easier to update and customize a property according to individual needs.

- Reverse Mortgages: Sierra Pacific Mortgage provides reverse mortgages for qualifying homeowners aged 62 and older. These loans allow homeowners to convert part of their home equity into cash, providing additional financial flexibility during retirement.

- Refinance Options: The company offers various refinancing options to help homeowners obtain better terms on their existing mortgages. Whether refinancing to lower interest rates, shorten the loan term, or access home equity, Sierra Pacific Mortgage can assist in finding the right refinancing solution.

Please note that the information provided above is based on the given context and may not be an exhaustive list of loan programs offered by Sierra Pacific Mortgage. For complete details, it is recommended to visit the official website or contact the company directly.