- FHA Loans: Semper Home Loans offers FHA (Federal Housing Administration) loans, which are insured by the government and designed to help eligible homebuyers with lower credit scores or minimal down payment capabilities. These loans have flexible requirements and competitive interest rates.

- Conventional Loans: Semper Home Loans provides conventional loans, which are not insured or guaranteed by the government. These loans offer a variety of terms and down payment options, making them suitable for a wide range of borrowers. Interest rates on conventional loans may vary depending on factors such as credit score and loan amount.

- VA Loans: Semper Home Loans facilitates VA (Veterans Affairs) loans, exclusively available to eligible veterans, active-duty service members, and surviving spouses. These loans are backed by the Department of Veterans Affairs and offer benefits such as no down payment requirement and competitive interest rates.

- Jumbo Loans: For those seeking financing beyond the limits set by conventional loan programs, Semper Home Loans provides jumbo loans. These loans exceed the conforming loan limits established by Fannie Mae and Freddie Mac. Borrowers interested in larger homes or higher-priced properties can benefit from this option.

- USDA Loans: Semper Home Loans offers USDA (US Department of Agriculture) loans, which provide financing for eligible properties in rural areas. These loans aim to promote homeownership in more rural communities and offer low-interest rates and no down payment requirements for qualified applicants.

- Renovation Loans: Semper Home Loans understands the importance of home improvement and offers renovation loans. These loans allow homeowners to finance both the purchase or refinance of a property and the necessary renovations or repairs. This program streamlines the process by combining the costs into a single loan.

Please note that specific eligibility criteria and loan terms may apply for each program. It is recommended to consult with Semper Home Loans directly or visit their website for further information and to determine the suitability of the loan programs based on individual circumstances.