Residential Mortgage, LLC 4

NMLS#

193345

About

Residential Mortgage, LLC 4

Residential Mortgage, LLC is a real estate lending company. Led by Hilde Stapgens, CMB NMLS # 193345, our goal is to provide personalized home loans tailored to your future needs and financial goals. With extensive experience and insights gained as a Certified Mortgage Banker, Hilde is dedicated to delivering stress- and hassle-free mortgage experiences. We are a wholly owned subsidiary of Northrim Bank, established in 1998, and currently lend in multiple states. Our team consists of dedicated professionals who strive to ensure you have the best plan available for your borrowing needs. Visit our website to learn more about us and check out what others are saying about our mortgage loan originators on Zillow. Contact us today to discover why we are your smart choice for a home loan.

Loan programs at

Residential Mortgage, LLC 4

- Conventional Loans: Traditional mortgage loans offered to borrowers who meet certain credit and income requirements.

- FHA Loans: Government-backed loans insured by the Federal Housing Administration, designed to assist first-time homebuyers with lower down payment options.

- VA Loans: Loans guaranteed by the Department of Veterans Affairs for eligible veterans, active-duty service members, and surviving spouses.

- USDA Loans: Loans offered by the United States Department of Agriculture for rural and suburban homebuyers with low to moderate incomes.

- Jumbo Loans: Financing options for purchasing high-value homes that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.

- Adjustable-Rate Mortgages (ARMs): Loans with interest rates that can fluctuate over time, usually offering initially lower rates that may adjust periodically.

- Fixed-Rate Mortgages: Loans with a consistent interest rate throughout the loan term, providing stability and predictable payments.

- Construction Loans: Financing options specifically tailored for individuals or companies constructing new residential properties.

- Renovation Loans: Loans designed for homebuyers looking to purchase a property in need of renovation, combining the purchase price and renovation costs into a single loan.