- Fixed-rate mortgage: A traditional mortgage with a fixed interest rate for the entire loan term. This allows borrowers to have predictable monthly payments.

- Adjustable-rate mortgage (ARM): A mortgage with an interest rate that can change over time, usually after an initial fixed-rate period. The interest rate adjustments are based on market conditions.

- Jumbo loans: These are non-conforming loans that exceed the lending limits set by Freddie Mac and Fannie Mae. They are suitable for borrowers who need to finance higher-priced properties.

- FHA loans: These government-backed loans are insured by the Federal Housing Administration. They are designed to provide more accessible financing options for borrowers with low down payments and lower credit scores.

- VA loans: These loans are guaranteed by the Department of Veterans Affairs and available to eligible veterans, active-duty service members, and surviving spouses. VA loans often offer competitive interest rates and require no down payment.

- USDA loans: Backed by the U.S. Department of Agriculture, these loans are designed to assist borrowers in rural areas with low to moderate incomes. They offer favorable terms, including zero down payment options.

- Home equity loans: With equity in your home, you can borrow against it with a home equity loan. This can be useful for home improvements, debt consolidation, or other financial needs.

- Refinance loans: Raystar Mortgage Group offers refinancing options to help homeowners lower their monthly payments, secure a better interest rate, or access their home's equity.

- Construction loans: These loans are specifically designed for individuals looking to build or renovate a home. The funds are typically disbursed in stages throughout the construction process.