Ray has been in the mortgage industry for over 25 years, working with clients from all backgrounds from First Time Homebuyers to seasoned investors. In addition to working on loans for existing properties, he can help with construction loans for properties to be built. So whether you are looking for your first home, or that dream spot on the lake, Ray is your source for Home Mortgage Financing. Call today at 701.361.3324(c), or office direct at 701.364.2270, or ray.perhus@visionbanks.com. NMLS #181396.