Provident Funding's Loan Programs:

1. Conventional Loans: Traditional loans with fixed or adjustable interest rates, suitable for borrowers with good credit and stable income.

2. Jumbo Loans: Financing options for high-value properties that exceed conforming loan limits set by Fannie Mae and Freddie Mac.

3. FHA Loans: Government-backed loans insured by the Federal Housing Administration, often requiring a lower down payment and accepting borrowers with lower credit scores.

4. VA Loans: Mortgage programs exclusively available to eligible veterans, active-duty service members, and surviving spouses, offering favorable terms and benefits.

5. USDA Loans: Loans backed by the U.S. Department of Agriculture, designed for rural and suburban homebuyers who meet certain income requirements.

6. Refinance Loans: Options to replace an existing mortgage with a new one, potentially reducing monthly payments, adjusting the loan term, or accessing home equity.

7. Adjustable-Rate Mortgages (ARM): Loans with an initial fixed rate for a specific period, typically followed by adjustable rates based on market conditions.

Note: For more detailed information and eligibility criteria for each loan program, please visit Provident Funding's website or contact their customer service.