At Professional Mortgage Solutions Inc, we offer a range of loan programs tailored to meet the diverse needs of our clients. Our loan programs include:

1. Conventional Loans: These are traditional mortgage loans that follow standard guidelines set by government-sponsored enterprises (GSEs) like Fannie Mae and Freddie Mac. They typically require a minimum down payment and have fixed or adjustable interest rates.

2. FHA Loans: Backed by the Federal Housing Administration (FHA), these loans are popular among first-time homebuyers. They offer low down payment options and more flexible qualification requirements compared to conventional loans.

3. VA Loans: Designed for eligible veterans, active-duty service members, and their spouses, VA loans provide financing options with no down payment requirement. This loan program is guaranteed by the Department of Veterans Affairs (VA).

4. USDA Loans: Ideal for individuals living in rural areas, USDA loans offer 100% financing and affordable interest rates. They are backed by the U.S. Department of Agriculture (USDA) and aim to stimulate rural development.

5. Jumbo Loans: For borrowers seeking higher loan amounts that exceed the limits set by conventional loan guidelines, we offer jumbo loans. They provide financing for luxury properties and unique situations.

6. Adjustable-Rate Mortgages (ARM): These loans have an initial fixed-rate period followed by adjustable interest rates. ARM loans offer lower initial payments and may be suitable for borrowers who plan to sell or refinance before the rate adjustment occurs.

7. Reverse Mortgages: Available to homeowners aged 62 and older, reverse mortgages allow borrowers to convert a portion of their home equity into cash. They can receive funds as a lump sum, through monthly payments, or as a line of credit.

8. Home Equity Loans: With a home equity loan, homeowners can borrow against the equity they have built in their property. These loans have fixed interest rates and can be used for various purposes, such as home improvements, debt consolidation, or major expenses.

Our team of experienced mortgage professionals is ready to assist you in finding the right loan program for your specific needs. Contact us today to explore your options and discuss how we can help you achieve your homeownership goals.