NMLS#
13649
About
PrimeLending, A PlainsCapital Company 4
PrimeLending, A PlainsCapital Company, is a reputable real estate lending company that offers a range of services to meet the diverse needs of its clients. With a solid presence in the industry, PrimeLending has built a track record of providing reliable and trustworthy financial solutions.
The company takes pride in its experienced team of professionals who are well-versed in the intricacies of real estate lending. These experts strive to assist clients in achieving their homeownership goals while ensuring a seamless borrowing experience. PrimeLending understands that purchasing a home is a significant milestone in one's life, which is why they prioritize making the lending process as smooth as possible.
PrimeLending offers various loan options tailored to suit individual requirements. Whether it is a traditional mortgage, refinancing, or specialized loans such as FHA, VA, or USDA loans, the company aims to provide accessible financing solutions that align with customers' unique circumstances.
Furthermore, PrimeLending commits to offering competitive interest rates and flexible terms, making homeownership a realistic and affordable possibility for many individuals and families. By leveraging their extensive network of resources, the company strives to find the most suitable loan products for each client's specific situation.
Tapping into cutting-edge technology, PrimeLending ensures a streamlined digital experience for its clients, enabling them to conveniently apply for loans online, upload documentation, and track the progress of their applications. The company values transparency and maintains clear communication throughout the loan process, keeping borrowers informed every step of the way.
In addition to its commitment to providing outstanding customer service, PrimeLending recognizes the importance of community involvement. Actively engaging with local organizations and initiatives, the company contributes to the development and improvement of the communities it serves.
With its expertise, dedication to customer satisfaction, and wide range of loan options, PrimeLending, A PlainsCapital Company, continues to be a trusted name in the real estate lending industry.
Loan programs at
PrimeLending, A PlainsCapital Company 4
PrimeLending, A PlainsCapital Company, offers a range of loan programs to meet the diverse needs of its clients. Whether you are a first-time homebuyer or an experienced investor, PrimeLending has options that may suit your requirements. Here are some of the loan programs they offer:
1. Conventional Loans: These are traditional mortgage loans that conform to the guidelines set by Fannie Mae and Freddie Mac. They typically require a higher credit score and a down payment, but offer competitive interest rates and flexible terms.
2. FHA Loans: Backed by the Federal Housing Administration, FHA loans are popular among first-time homebuyers due to their lower down payment requirements and more lenient credit score criteria. These loans are insured by the government, which reduces the risk for lenders.
3. VA Loans: Designed for veterans, active-duty service members, and eligible spouses, VA loans offer several advantages, such as no down payment requirement, flexible credit guidelines, and limited closing costs. These loans are guaranteed by the U.S. Department of Veterans Affairs.
4. USDA Loans: Intended for homebuyers in rural and suburban areas, USDA loans provide 100% financing options and low-interest rates. They are backed by the U.S. Department of Agriculture and have income limitations based on the location of the property.
5. Jumbo Loans: For those seeking to purchase higher-priced properties, PrimeLending offers jumbo loans that exceed the limits set by conventional loan programs. These loans usually require a higher credit score, a larger down payment, and additional financial documentation.
6. Renovation Loans: PrimeLending also provides renovation loan programs, such as the FHA 203(k) loan and the Fannie Mae HomeStyle® Renovation Mortgage. These loans allow borrowers to finance the purchase of a home along with the costs of renovations, making it easier to turn a fixer-upper into a dream home.
7. Adjustable-Rate Mortgages (ARMs): With an ARM, the interest rate may change periodically after an initial fixed-rate period. PrimeLending offers different types of ARMs, allowing borrowers to take advantage of lower interest rates during the initial period.
8. Fixed-Rate Mortgages: PrimeLending offers various fixed-rate mortgage options, including 15-year and 30-year terms. These loans maintain a consistent interest rate throughout the life of the loan, providing stability and predictability for budgeting purposes.
It's important to consult with a PrimeLending loan officer to determine the best loan program for your specific circumstances. Loan program availability and qualification requirements may vary.
States
is licensed to work in
Alabama (21004), Arkansas (105190), Arizona (0907334), California (4130996), District of Columbia (MLB13649), Hawaii (HI-13649), Iowa (88893645), Illinois (MB.6760635), Massachusetts (MC13649, MC13649, MC13649, MC13649), Maryland (13649), Maine (13649), Michigan (FR0018489, SR0012527), Minnesota (MN-OX-20304774, MN-SX-13649), North Dakota (ML104375, MS104376), New Hampshire (14553-MB), New Jersey (0803658), New Mexico (01890), Nevada (732), New York (LMBC 111000, S100157), Oregon (ML-5260, MS-53), Rhode Island (20102678LL, 20102677LB), Utah (UDFI-RFMN2015), Vermont (0964 MB, 6127), Washington (CL-13649), West Virginia (MB-31703, ML-31704), Wyoming (CL-4950)
Contact Lender
18111 Preston Road, Suite 500-B, Dallas, TX 75252
(800) 1951 598