At Primary Residential Mortgage, Inc., we offer a variety of loan programs to meet the unique needs of our clients. Here are some of the loan programs we provide:

1. Conventional Loans: These loans are not insured or guaranteed by the government and typically require a higher credit score and down payment.

2. FHA Loans: Insured by the Federal Housing Administration, these loans often have more flexible credit requirements and down payment options for first-time homebuyers.

3. VA Loans: Specifically for veterans and active-duty military personnel, VA loans are guaranteed by the Department of Veterans Affairs and can offer competitive interest rates and little to no down payment.

4. USDA Loans: Backed by the United States Department of Agriculture, USDA loans assist borrowers in rural areas with low to moderate incomes by providing affordable financing and potential zero down payment options.

5. Jumbo Loans: Designed for high-priced properties that exceed conforming loan limits, jumbo loans allow borrowers to finance their dream homes with flexible terms.

6. Renovation Loans: Aimed at individuals looking to purchase a fixer-upper or renovate their existing home, renovation loans provide the necessary funds to cover both the purchase or refinance and the renovation costs.

7. Reverse Mortgages: Tailored for senior homeowners, reverse mortgages allow eligible individuals to convert a portion of their home equity into cash without selling their property or making monthly mortgage payments.

Please note that specific eligibility criteria, terms, and conditions may apply to each loan program. Contact our knowledgeable loan officers or visit our website for more detailed information on each program.