We offer a variety of loan programs to suit different needs:

1. Conventional Loans: These are traditional mortgage loans that conform to the guidelines set by Fannie Mae and Freddie Mac. They typically require a minimum down payment of 3% to 20% and have competitive interest rates.

2. FHA Loans: Backed by the Federal Housing Administration, FHA loans are popular among first-time homebuyers. They offer low down payment options (as low as 3.5%) and are more flexible in terms of credit requirements.

3. VA Loans: Exclusively available to veterans, active-duty service members, and eligible surviving spouses, VA loans provide 100% financing with no down payment required. They come with favorable terms and rates to assist those who have served in the military.

4. USDA Loans: Designed for rural and suburban homebuyers, USDA loans are guaranteed by the United States Department of Agriculture. They offer 100% financing and flexible eligibility criteria, making them an attractive option for those seeking to purchase homes in eligible areas.

5. Jumbo Loans: These loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac. They are suitable for financing high-value properties and may require a higher down payment and stricter qualification standards.

6. Reverse Mortgages: Primarily aimed at senior homeowners aged 62 and older, reverse mortgages allow borrowers to convert a portion of their home equity into cash. They can be used to supplement income during retirement or cover unexpected expenses.

7. Renovation Loans: Our company offers loan programs that include funds for home renovations. These loans provide financing for both the purchase of a home and the cost of renovations, allowing borrowers to transform fixer-uppers into their dream homes.

8. Adjustable-Rate Mortgages (ARMs): ARMs feature an initial fixed-rate period followed by adjustable interest rates. They offer lower initial rates and may be suitable for borrowers who plan to sell or refinance before the adjustable period begins.

Please note that availability of loan programs may vary based on factors such as location, creditworthiness, and other eligibility criteria. It is recommended to consult with our mortgage professionals to determine the best loan program for your specific circumstances.