At Primary Residential Mortgage, Inc., we offer a range of loan programs to fulfill diverse housing needs. Our loan programs include:

1. Conventional Loans: These traditional mortgages provide flexible terms, competitive interest rates, and various down payment options.

2. FHA Loans: Backed by the Federal Housing Administration, these loans are suitable for first-time homebuyers with low down payment requirements and more lenient credit criteria.

3. VA Loans: Reserved for veterans, active-duty service members, and their eligible spouses, VA loans offer favorable terms, including no down payment requirements and competitive interest rates.

4. USDA Loans: Geared towards rural and suburban homebuyers, USDA loans offer 100% financing options and competitive interest rates for those who meet income and location eligibility requirements.

5. Jumbo Loans: For borrowers seeking higher loan amounts, our jumbo loans cater to those financing luxury properties or purchasing homes exceeding conforming loan limits.

6. Refinance Loans: We provide refinancing options that allow homeowners to lower their monthly mortgage payments, consolidate debts, or access home equity for other financial goals.

7. Renovation Loans: Our renovation loan programs finance both the purchase and renovation costs, enabling homebuyers to customize their new property to their preferences.

8. Reverse Mortgages: Designed for senior homeowners aged 62 and older, reverse mortgages allow qualified individuals to convert a portion of their home equity into tax-free cash without monthly mortgage payments.

Each loan program comes with its own specific eligibility requirements, terms, and conditions. Contact us for personalized assistance in choosing the most suitable loan program for your needs.