Premier Mortgage, LLC 1

NMLS#

1832125

About

Premier Mortgage, LLC 1

Located in Morgantown, WV, Premier Mortgage, LLC specializes in providing fast and hassle-free mortgage experiences. With a combined 80 years of mortgage experience, we offer the most competitive rates in town. We service the entire state of West Virginia and are committed to helping you find your new home or making your current mortgage more efficient for your needs. Our loan programs include 100% financing through the USDA Program, favorable terms for Veterans through the VA Mortgage Program, flexibility with the FHA Mortgage Program, and various options under our Conventional Loan Programs. We also offer financing for Doublewide Homes, non-jumbo conforming high balance loans, rate/term refinancing, and cash-out refinancing. At Premier Mortgage, LLC, our team of knowledgeable and motivated loan officers is dedicated to making your borrowing process successful. Contact us today to learn more about how we can assist you.

Loan programs at

Premier Mortgage, LLC 1

Premier Mortgage, LLC offers the following loan programs:

1. 100% Financing USDA Program: This program provides a 30-year fixed-rate mortgage with 100% financing. It is ideal for first-time buyers who wish to purchase a home without putting down their entire savings or any money at all.

2. VA Mortgage Program: Specifically designed for Veterans and active duty personnel, this program allows for the purchase or refinancing of a home with favorable terms. Veterans can benefit from 100% financing through this program.

3. FHA Mortgage Program: Premier Mortgage's most flexible program, the FHA Mortgage Program accommodates borrowers with lower credit scores or higher debt ratios. With a down payment requirement of only 3.5%, this program helps individuals realize their dream of homeownership.

4. Conventional Loan Programs: These programs offer various options, including terms ranging from 7 to 30 years. First-time home buyers have the opportunity of a 3% down payment, while those who have previously owned homes can put as low as 5% down. Premier Mortgage also provides competitive pricing and the option to build private mortgage insurance (PMI) into the rate or receive discounted PMI.

5. Doublewide Lending: For those looking to finance a doublewide home on a permanent foundation, Premier Mortgage offers both FHA and Conventional financing options. With FHA, a 3.5% down payment is required, while Conventional financing allows a 5% down payment.

6. Confirming High Balance Program: This program enables borrowers to acquire their dream house without the high interest rates and regulations of a Jumbo Loan. Premier Mortgage extends loans up to 90% loan-to-value without requiring PMI, with loan amounts going up to $726,525 under regular Conventional program rates and guidelines.

7. Rate/Term Refinancing or Cash Out Refinancing: Premier Mortgage provides all the necessary programs for refinancing needs, whether clients wish to lower their interest rate or shorten their loan term, or use the equity in their home for debt consolidation or home improvements.

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