- Conventional Loans: We offer conventional loans which are mortgage loans that are not insured or guaranteed by government programs such as the Federal Housing Administration (FHA), the Department of Veterans Affairs (VA), or the Rural Housing Service (RHS). These loans typically have fixed or adjustable interest rates and require a down payment based on your creditworthiness.

- FHA Loans: Precision Lending provides FHA loans, which are government-insured mortgages backed by the Federal Housing Administration. These loans are designed to help individuals with lower credit scores or limited down payment funds to purchase a home. FHA loans offer flexible qualification requirements and competitive interest rates.

- VA Loans: As a veteran-friendly lender, we offer VA loans, which are specially designed for eligible veterans, active-duty service members, and their surviving spouses. These loans are guaranteed by the Department of Veterans Affairs, offering favorable terms including no down payment requirement and relaxed credit standards.

- Jumbo Loans: Precision Lending also offers jumbo loans, which are mortgages that exceed the set conforming loan limits established by Fannie Mae and Freddie Mac. These loans are ideal for purchasing high-value properties where traditional mortgage limits may not be sufficient. Jumbo loans typically require higher down payments and have stricter qualification criteria.

- USDA Loans: Our company provides USDA loans, which are backed by the United States Department of Agriculture. These loans aim to promote rural development by offering financing options with zero down payment requirements for eligible borrowers in designated USDA areas. USDA loans provide competitive interest rates and reduced mortgage insurance premiums.

- Refinance Options: Precision Lending offers various refinancing options to help homeowners save money or achieve specific financial goals. These options include rate and term refinance, cash-out refinance, and streamline refinance. Refinancing allows borrowers to replace their existing mortgage with a new loan, potentially securing a lower interest rate, adjusting the loan term, or accessing their accumulated home equity.

Please note that the availability of these loan programs may vary depending on your location and individual circumstances. For more information, feel free to contact our team for personalized assistance.