- Conventional Loans: This loan program offers financing options for home purchases, refinancing, and renovation projects. It includes fixed-rate and adjustable-rate mortgage options, allowing customers to choose a repayment plan that suits their needs.

- FHA Loans: Designed for first-time homebuyers and individuals with lower credit scores, this program is insured by the Federal Housing Administration (FHA). It offers flexible qualification criteria and down payment options, making homeownership more accessible.

- VA Loans: Reserved for eligible veterans, active-duty service members, and surviving spouses, VA loans provide financing options with favorable terms. These loans are guaranteed by the Department of Veterans Affairs and offer competitive interest rates and no down payment requirements.

- USDA Loans: This program aims to help borrowers in rural areas achieve homeownership. Backed by the U.S. Department of Agriculture (USDA), it provides low-interest loans with no down payment requirements to qualified individuals.

- Jumbo Loans: Ideal for purchasing higher-priced properties, jumbo loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac. They offer flexible terms and competitive interest rates to accommodate customers' unique financing needs.

- Construction Loans: Tailored for individuals building their dream homes, this loan program provides funds to cover the costs of construction. It offers short-term financing during the construction process and can be converted into a permanent mortgage afterward.

- Renovation Loans: With this program, borrowers can finance both the purchase of a home and the cost of renovations or repairs. It eliminates the need for separate loans, making it convenient for individuals looking to upgrade their existing properties.

- Home Equity Loans/Lines of Credit: Utilizing the equity in a home, these loans allow homeowners to borrow against the appraised value of their property. They offer flexibility in terms of usage, whether for home improvements, debt consolidation, or other financial needs.

Note: For detailed information about each loan program, including eligibility requirements and specific terms, please consult the lender's official materials or contact Plains Commerce Bank directly.