Peoples Mortgage Company offers a range of loan programs to meet various financial needs. The available loan programs include:

1. Conventional Loans: Traditional mortgage loans that adhere to guidelines set by Fannie Mae and Freddie Mac.

2. FHA Loans: Government-backed loans insured by the Federal Housing Administration, ideal for first-time homebuyers with lower credit scores.

3. VA Loans: Loans exclusively for veterans, active-duty military personnel, and their families, guaranteed by the Department of Veterans Affairs.

4. USDA Loans: Loans designed for borrowers in rural areas, backed by the United States Department of Agriculture.

5. Jumbo Loans: Non-conforming loans for high-value properties that exceed conventional loan limits.

6. Renovation Loans: Financing options to assist in the purchase and renovation of a home, such as FHA 203(k) loans or Fannie Mae HomeStyle loans.

7. Reverse Mortgages: Specialized loans available to older homeowners, allowing them to convert home equity into cash.

8. Adjustable-Rate Mortgages (ARMs): Loans with an initial fixed-rate period, followed by adjustable interest rates based on market conditions.

9. Fixed-Rate Mortgages: Loans with a fixed interest rate for the entire loan term, providing predictable monthly payments.

10. Refinance Loans: Options to refinance an existing mortgage to lower interest rates, extend the loan term, or access home equity.

Please note that eligibility requirements and terms may vary for each loan program. It is advisable to consult with a knowledgeable Loan Officer to determine the best loan program for your specific circumstances.