Paramount Residential Mortgage Group, Inc. offers a range of loan programs to help borrowers purchase and refinance their homes. These loan programs include:

1. Conventional Loans: Conventional loans are not guaranteed or insured by the government. They typically have fixed or adjustable interest rates and require a down payment of at least 3%.

2. FHA Loans: Backed by the Federal Housing Administration, FHA loans are designed for low-to-moderate income borrowers. They often require a lower down payment (as low as 3.5%) and have more flexible credit requirements.

3. VA Loans: Exclusively available to eligible veterans, active-duty service members, and surviving spouses, VA loans provide favorable terms and benefits. They offer no down payment options and don't require private mortgage insurance.

4. USDA Loans: Aimed at low-to-moderate income borrowers in rural areas, USDA loans are guaranteed by the U.S. Department of Agriculture. They offer low-interest rates, no down payment options, and may provide financing for home repairs and improvements.

5. Jumbo Loans: Jumbo loans are designed for higher-priced properties that exceed conforming loan limits set by Fannie Mae and Freddie Mac. These loans typically require a larger down payment and have stricter qualification criteria.

6. Fixed-Rate Mortgages: With a fixed-rate mortgage, borrowers have a consistent interest rate and monthly payment throughout the loan term, usually 15 or 30 years. This provides stability and predictability.

7. Adjustable-Rate Mortgages (ARMs): ARMs have an initial fixed-rate period followed by an adjustable interest rate. These loans offer lower initial rates and are suited for borrowers planning to sell or refinance before the rate adjusts.

8. Refinance Loans: Paramount Residential Mortgage Group also offers refinance options to help homeowners lower their interest rates, shorten their loan terms, or tap into their home equity for other financial needs.

Please note that specific eligibility requirements, terms, and conditions may apply to each loan program. It is recommended to consult with a mortgage professional at Paramount Residential Mortgage Group for personalized guidance and detailed information on these loan programs.