PacRes Mortgage 2

NMLS#

247157

About

PacRes Mortgage 2

PacRes Mortgage is a real estate lending company based in Beaverton, Oregon. We offer mortgage loans to individuals looking to purchase or refinance homes. Our team of knowledgeable advisors can provide expert guidance throughout the loan process. Our website features a knowledge center where you can find valuable information about mortgages. We are committed to providing exceptional customer service and can be contacted at our Beaverton office or through our provided phone numbers and email. PacRes Mortgage is a DBA of Pacific Residential Mortgage, LLC, and we adhere to equal housing lending standards.

Loan programs at

PacRes Mortgage 2

- Fixed-rate mortgage: A loan program where the interest rate remains constant throughout the loan term, typically 15 or 30 years.

- Adjustable-rate mortgage (ARM): A loan program with an interest rate that may change periodically, usually after an initial fixed-rate period.

- Jumbo loans: Financing options for loan amounts exceeding the conforming loan limits set by Fannie Mae and Freddie Mac.

- FHA loans: Government-backed mortgages insured by the Federal Housing Administration, offering flexible qualification requirements and lower down payment options.

- VA loans: Loans guaranteed by the Department of Veterans Affairs, designed to assist eligible veterans, service members, and surviving spouses in achieving homeownership.

- USDA loans: Loans provided by the United States Department of Agriculture to help those in rural areas purchase homes with low to moderate incomes.

- Construction loans: Financing options specifically tailored for individuals building a new home or undertaking significant renovations.

- Reverse mortgages: Loan programs available to homeowners aged 62 or older, allowing them to convert the equity in their homes into cash without selling or moving.

- Refinance loans: Mortgage refinancing options that allow homeowners to replace their existing loan with a new one, often to secure a lower interest rate or change the loan terms.