- Conventional Loans: We offer conventional loans, which are the most common type of mortgage. These loans conform to the guidelines set by Fannie Mae and Freddie Mac, making them suitable for borrowers with good credit and a stable income.

- FHA Loans: Ohana First Mortgage provides FHA loans, backed by the Federal Housing Administration. These loans are designed to help first-time homebuyers and those with lower credit scores or limited financial resources. They offer flexible qualification criteria and require a lower down payment compared to conventional loans.

- VA Loans: Our company offers VA loans exclusively for qualified veterans, active-duty service members, and their eligible spouses. These loans are backed by the U.S. Department of Veterans Affairs, allowing borrowers to purchase a home with no down payment requirement and potentially lower interest rates.

- USDA Loans: We provide USDA loans, insured by the U.S. Department of Agriculture, for eligible borrowers looking to finance homes in rural and suburban areas. These loans offer competitive interest rates and may not require a down payment, making them an attractive option for those seeking to purchase a home in eligible areas.

- Jumbo Loans: Ohana First Mortgage offers jumbo loans, which provide financing for loan amounts that exceed the conforming loan limits established by Fannie Mae and Freddie Mac. These loans cater to borrowers who are looking to purchase high-value properties and require larger loan amounts.

- Reverse Mortgages: We specialize in offering reverse mortgages to homeowners aged 62 and above. This type of loan allows qualified individuals to convert a portion of their home equity into cash, providing financial flexibility during retirement. Reverse mortgages do not require monthly mortgage payments but are subject to specific eligibility requirements and borrower obligations.

Please note that detailed terms, conditions, and eligibility criteria apply to each loan program. It is recommended to contact our experienced loan officers for personalized assistance and to explore the right loan options that meet your specific needs.