NMLS#
405698
About
Northway Bank
At Northway Bank, we believe in taking pride in all we do and making a real difference in the communities we serve. We offer personal, small business, commercial, and municipal banking services with a focus on helping our customers achieve their goals. With convenient online and mobile banking options, as well as 16 branches throughout New Hampshire, we are dedicated to supporting the financial needs of individuals and businesses alike. Our commitment is to provide a rewarding and financially secure future for our customers and communities.
Loan programs at
Northway Bank
- Mortgage Loans: Northway Bank offers mortgage loans for individuals looking to purchase or refinance a home. These loans can be customized to meet the specific needs of borrowers, whether they are first-time homebuyers or experienced homeowners.
- Personal Loans: The bank provides personal loans to help individuals with various financial needs. These loans can be used for debt consolidation, home improvements, education expenses, or any other personal purpose.
- Small Business Loans: Northway Bank offers financing options for small businesses, including working capital loans, equipment financing, and lines of credit. These loans are designed to support the growth and success of local businesses.
- Commercial Loans: For larger businesses and commercial real estate ventures, Northway Bank provides commercial loans. These loans can be used for property acquisition, construction, or refinancing existing commercial properties.
- Construction Loans: The bank offers construction loans for individuals or businesses looking to build residential or commercial properties. These loans provide funds during the construction phase and can be converted to a mortgage loan once the property is complete.
- Municipal Financing: Northway Bank provides financing solutions for municipalities, helping them fund projects such as infrastructure improvements, public facilities, or equipment purchases.
- Home Equity Loans: Homeowners can utilize their home's equity with a home equity loan offered by Northway Bank. These loans are ideal for major expenses like home renovations, medical bills, or college tuition.
- Home Equity Lines of Credit (HELOC): Similar to home equity loans, HELOCs allow homeowners to borrow against their home's equity. This revolving line of credit can be accessed as needed, making it a flexible financing option.
- Reverse Mortgages: Northway Bank offers reverse mortgages for eligible homeowners aged 62 or older. This program allows seniors to convert a portion of their home's equity into cash, providing additional financial flexibility.
- Auto Loans: The bank provides auto loans for purchasing new or used vehicles. Borrowers can choose flexible repayment terms and competitive interest rates for their automobile financing needs.
- Boat/RV Loans: Northway Bank offers loans for financing boats, recreational vehicles (RVs), or other recreational vehicles. These loans enable individuals to enjoy their desired leisure activities with convenient financing options.
- Personal Lines of Credit: The bank provides personal lines of credit that offer an ongoing source of funds for unexpected expenses, home repairs, or other financial needs. Borrowers can access the credit line as needed and only pay interest on the amount used.
- Credit Cards: Northway Bank offers credit cards with various benefits and rewards programs. Customers can choose from a range of credit card options tailored to their preferences and spending habits.
- Student Loans: The bank provides student loans to help finance educational expenses. These loans can cover tuition fees, books, housing, and other related costs for students pursuing higher education.
- Financial Counseling: Northway Bank offers financial counseling services to assist customers in managing their money effectively, budgeting, and planning for a secure financial future.
Note: This is a comprehensive list of possible loan programs offered by Northway Bank, based on the information provided. It is essential to verify the accuracy and availability of these loan programs directly with the bank.